Hillsdale County property record for 120 S Main St, Reading, MI 49274
| Property Type | Commercial |
|---|---|
| Lot Size | 0.055 acres (2,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,500 (Dec 1984) |
| Tax Bill | $654 (2021) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-050-001-005 |
| Primary APN | 20-050-001-005 |
|---|
| Lot Area | 2,439 sqft (0.055 acres) |
|---|
| Street Address | 120 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9101 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 105 TIFA BARTHOLOMEWS ADD SEC 27 T7S R4W CITY OF READING |
| Legal Subdivision | BARTHOLOMEWS ADD |
| Legal Lot Number | 105 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 50400 |
120 S Main St, a commercial property, is owned by two individuals who bought it in December 1984.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7531 READING RD, READING, MI 49274-9778 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1984 · Amount on File |
| Deed Sale | Dec 21, 1984 · Amount on File |
| Deed Document Number | 0000573246 |
| Record Updated | Jun 7, 2026 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $38,900 | $76,746 Land $6,962 Building $69,784 | |
| 2021 | $654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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