Hillsdale County property record for 126 S Main St, Reading, MI 49274
| Property Type | Commercial |
|---|---|
| Details | 4,505 sqft |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Apr 2026) |
| Tax Bill | $350 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-040-001-070 |
| Primary APN | 20-040-001-070 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,505 sqft Building Perimeter |
| Lot Area | 5,576 sqft (0.128 acres) |
|---|---|
| Lot Dimensions | 90 ft deep x 62 ft wide |
| Street Address | 126 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9101 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2DWTNB |
| Legal Description | COM 66 FT N OF SE COR LOT 40 TH W 90 FT TH N 22 FT TH E 90 FT TH S 22 FT TO POB ALSO COM 88 FT N OF SE COR LOT 40 TH W 90 FT |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | PROUTY & FULLER ADD |
| Legal Lot Number | 40 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 50400 |
126 S Main St, a commercial property, is owned by two individuals who bought it in April 2026.
Source: Hillsdale County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6160 DIMMERS RD, READING, MI 49274-9688 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | May 11, 1984 |
| Deed Document Number | 2026622510 |
| Deed Book / Page | 1919 / 737 |
| Prior Transfer Date | Aug 31, 2016 |
| Prior Transfer Doc | 01632/0983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 126 S MAIN ST, READING, MI 49274-9101 |
| Document Number | 0000622510 |
| Book / Page | 1919 / 737 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.622510 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | PUBLIC SQ TITLE, PUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $69,488.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6160 DIMMERS RD, READING, MI 49274-9688 |
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350.00 (-52.19%) | $47,800 (+3.02%) | $95,446 (+3.05%) Land $10,482 Building $84,964 |
| 2023 | $46,400 | $92,622 Land $15,779 Building $76,843 | |
| 2021 | $732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 126 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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