132 River Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 132 River Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,419 sqft · built 1945
Lot Size	0.521 acres (22,696 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2021)
Tax Bill	$9,800 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MAP 19`

Property Details

APN / Parcel Number

Primary APN	`MAP 19`
Alternative APN	`WILB M:10150 B:132 L:4195`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,419 sqft Living Area
Gross Area	6,307 sqft
1st Floor Area	2,215 sqft
Basement Area	1,595 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,696 sqft (0.521 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Account Number	MAP 19
Street Address	132 RIVER RD
City	WILBRAHAM
State	MA
Zip	01095-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	132
Legal Lot Number	4195
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	1
Census Block	1002
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 RIVER RD, WILBRAHAM, MA 01095-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	202178693
Deed Book / Page	24227 / 521
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Nov 4, 2021
Property Address	132 RIVER RD, WILBRAHAM, MA 01095-1023
Document Number	24227-521
Book / Page	24227 / 521
Instrument Date	Nov 4, 2021
Instrument	78693
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 CENTRAL AVE, FITCHBURG, MA 01420-4704

Mortgage

Document Number	78694
Date	Nov 4, 2021
Instrument	78694

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	132 RIVER RD, WILBRAHAM, MA 01095-1023
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23845-435
Date	Apr 27, 2021
Book Page	23845/435
Instrument	28206

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,800.00 (+1.01%)	$561,600 (+3.5%) Land $63,500 Building $498,100	$518,656 (-3.92%)
2025	$9,702.00 (+9.33%)	$542,600 (+13.11%) Land $63,500 Building $479,100	$539,790 (+5.52%)
2024	$8,874.00 (+8.02%)	$479,700 (+9.2%) Land $63,500 Building $416,200	$511,575
2023	$8,215.00	$439,300 Land $63,500 Building $375,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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