125 River Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 125 River Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,446 sqft · built 1912
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Last Sale	$267,900 (Jun 2020)
Tax Bill	$5,928 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 2&19`

Property Details

APN / Parcel Number

Primary APN	`MAP 2&19`
Alternative APN	`WILB M:10150 B:125 L:4192`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	774 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,120 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 2 & 19
Street Address	125 RIVER RD
City	WILBRAHAM
State	MA
Zip	01095-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	125
Legal Lot Number	4192
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	1
Census Block	1013
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 RIVER RD, WILBRAHAM, MA 01095-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Jun 22, 2020	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA
Feb 24, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202032478
Deed Book / Page	23272 / 199
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	23272-199
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	125 RIVER RD, WILBRAHAM, MA 01095-1022
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23116-228
Date	Mar 6, 2020
Book Page	23116/228
Instrument	12484

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 22, 2020
Property Address	125 RIVER RD, WILBRAHAM, MA 01095-1022
Document Number	23272-199
Book / Page	023272 / 000199
Instrument Date	Jun 10, 2020
Instrument	32478
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 MOSER ST #G NORTHAMPTON MA 010603650, G, NORTHAMPTON, MA 01060-3650

Mortgage

Document Number	23272-203
Date	Jun 22, 2020
Book Page	023272/000203
Instrument	32479

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Feb 24, 2020
Property Address	125 RIVER RD, WILBRAHAM, MA 01095-1022
Document Number	23098-183
Book / Page	023098 / 000183
Instrument Date	Feb 19, 2020
Instrument	9944
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	515 SHAKER RD EAST LONGMEADOW MA 010283126, EAST LONGMEADOW, MA 01028-3126

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,928.00 (+4.29%)	$339,700 (+6.86%) Land $51,300 Building $288,400	$328,067 (+0.62%)
2025	$5,684.00 (-3.56%)	$317,900 (-0.22%) Land $51,300 Building $266,600	$326,040 (+5.63%)
2024	$5,894.00 (+6.41%)	$318,600 (+7.56%) Land $51,300 Building $267,300	$308,655
2023	$5,539.00	$296,200 Land $51,300 Building $244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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