132 Ocean Ter, Indialantic, FL 32903 Property Records

Brevard County property record for 132 Ocean Ter, Indialantic, FL 32903

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,075 sqft · built 1955
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$273,000 (Jul 2011)
Tax Bill$3,737 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Feb 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-38-06-EQ-92-16

Property Details

APN / Parcel Number

Primary APN28-38-06-EQ-92-16
Alternative APNs
  • 28-38-06-EQ-00092.0-0016.00
  • 2846574

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,075 sqft Living Area
Gross Area2,923 sqft
1st Floor Area2,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions145 ft deep x 101 ft wide
Garage TypeAttached
Garage Area550 sqft
PorchFlorida Room
Porch Area298 sqft
Deck Area630 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2846574
Street Address132 OCEAN TER
CityINDIALANTIC
StateFL
Zip32903-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionINDIALANTIC BY THE SEA LOTS 16,17 BLK 92
Legal Range38E
Legal Township28S
Legal Section06
Legal SubdivisionINDIALANTIC BY THE SEA
Legal Block92
Legal Lot Number16
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group2
Census Block2013
Census Tract66200

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 OCEAN TER, INDIALANTIC, FL 32903-3417
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Intrafamily Transfer, Transfer · Line of Credit
NORTHROP GRUMMAN FCU
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Nov 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2011 · Amount on Record
Deed SaleJul 29, 2011 · Amount on Record
Prior SaleMay 11, 2010 · Amount on Record
Deed Document Number2011135837
Deed Book / Page6426 / 1337
Last Transfer DateJan 31, 2023
Transfer Doc0097161263
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateFeb 13, 2023
Property Address132 OCEAN TER, INDIALANTIC, FL 32903-3417
Document Number0097161263
Book / Page9716 / 1263
Map ReferenceMB 3 PG 91
Instrument DateJan 31, 2023
Instrument2023028723
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address132 OCEAN TER, INDIALANTIC, FL 32903-3417

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address132 OCEAN TER, INDIALANTIC, FL 32903-3417

Mortgage

Document Number0097161266
DateFeb 13, 2023
Instrument9716/1266
Lender
NameNORTHROP GRUMMAN FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address132 OCEAN TER, INDIALANTIC, FL 32903-3417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 OCEAN TER, INDIALANTIC, FL 32903-3417

Mortgage

Document Number0083612354
DateFeb 5, 2019
Book Page8361/2354
Instrument2019023774
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address132 OCEAN TER, INDIALANTIC, FL 32903-3417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085890243
DateNov 14, 2019
Book Page8589/0243
Instrument2019249305
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2039

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address132 OCEAN TER, INDIALANTIC, FL 32903-3417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 OCEAN TER, INDIALANTIC, FL 32903-3417

Mortgage

Document Number0089572297
DateDec 21, 2020
Book Page8957/2297
Instrument2020285578
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityIndialantic Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,420 (+2.7%)$588,080 (+1.61%)
2025$3,737.00 (+4.56%) Homeowner's exemption$249,680 (+5.98%)$578,760 (+3.4%)
2024$3,574.00 (+4.66%)
2023$3,415.00 (+8.04%) Homeowner's exemption$235,590 (+3%)$559,740 (+5.61%) Land $282,240 Building $277,500
2022$3,161.00 Homeowner's exemption$228,730$529,990 Land $272,160 Building $257,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies301 units insured
incl. 146 condo units
Nearby Flood Claims59 (1979–2017)
Claims Outside the SFHA44 of 59
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 10 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Frances, Sep 2004 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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