116 Ocean Ter, Indialantic, FL 32903 Property Records

Brevard County property record for 116 Ocean Ter, Indialantic, FL 32903

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,094 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$431,000 (Jun 2002)
Tax Bill	$10,920 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-06-EQ-92-20`

Property Details

APN / Parcel Number

Primary APN	`28-38-06-EQ-92-20`
Alternative APNs	`28-38-06-EQ-00092.0-0020.00` `2846576`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,094 sqft Living Area
Gross Area	6,844 sqft
1st Floor Area	2,259 sqft
Upper Floors Area	150 sqft
Basement Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	703 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	475 sqft
Deck Area	1,519 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2846576
Street Address	116 OCEAN TER
City	INDIALANTIC
State	FL
Zip	32903-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	INDIALANTIC BY THE SEA LOTS 20,21 & S 10 FT OF LOT 4
Legal Range	38E
Legal Township	28S
Legal Section	06
Legal Subdivision	INDIALANTIC BY THE SEA
Legal Block	92
Legal Lot Number	20
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	2
Census Block	2013
Census Tract	66200

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 OCEAN TER, INDIALANTIC, FL 32903-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2002 · Amount on Record
Deed Sale	Jun 25, 2002 · Amount on Record
Deed Book / Page	4623 / 3172
Prior Transfer Date	Mar 9, 1995
Prior Transfer Doc	3483000064
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	116 OCEAN TER, INDIALANTIC, FL 32903-3417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081710268
Date	May 23, 2018
Book Page	8171/0268
Instrument	2018115848

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Indialantic Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,380 (+2.7%)	$1,447,010 (-3.23%)
2025	$10,920.00 (+6.69%) Homeowner's exemption	$657,630 (+5.99%)	$1,495,300 (+0.92%) Land $320,000 Building $1,175,300
2023	$10,235.00 (+7.22%) Homeowner's exemption	$620,490 (+3%)	$1,481,720 (+14.89%) Land $280,000 Building $1,201,720
2022	$9,546.00 Homeowner's exemption	$602,420	$1,289,670 Land $270,000 Building $1,019,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	301 units insured incl. 146 condo units
Nearby Flood Claims	59 (1979–2017)
Claims Outside the SFHA	44 of 59
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 10 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Frances, Sep 2004 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20