Brevard County property record for 115 Ocean Ter, Indialantic, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,990 sqft · built 1957 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,090 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-06-EQ-93-3 |
| Primary APN | 28-38-06-EQ-93-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,990 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 99.5 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 514 sqft |
| Deck Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2846580 |
|---|---|
| Street Address | 115 OCEAN TER |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | INDIALANTIC BY THE SEA W 32.5 FT OF LOT 3 & ALL LOT 4 BLK 93 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | INDIALANTIC BY THE SEA |
| Legal Block | 93 |
| Legal Lot Number | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 66200 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 OCEAN TER, INDIALANTIC, FL 32903-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| May 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 115 OCEAN TER, INDIALANTIC, FL 32903-3416 |
| Document Number | 0083392098 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 OCEAN TER INDIALANTIC FL 329033416, INDIALANTIC, FL 32903-3416 |
| Document Number | 0083392098 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 008339/002098 |
| Instrument | 285723 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 30, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 115 OCEAN TER, INDIALANTIC, FL 32903-3416 |
| Document Number | 0081750961 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 115 OCEAN TER INDIALANTIC FL 329033416, INDIALANTIC, FL 32903-3416 |
| Document Number | 0081750961 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 008175/000961 |
| Instrument | 120105 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32941 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2038 |
| Rate | 6.12% |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Indialantic Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,640 (+2.7%) | $578,880 (+1.37%) | |
| 2025 | $3,090.00 (+7.55%) Homeowner's exemption | $212,900 (+5.98%) | $571,040 (+4.71%) |
| 2023 | $2,873.00 (+8.29%) Homeowner's exemption | $200,880 (+3%) | $545,370 (+5.66%) Land $273,420 Building $271,950 |
| 2022 | $2,653.00 Homeowner's exemption | $195,030 | $516,140 Land $263,660 Building $252,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 301 units insured incl. 146 condo units |
| Nearby Flood Claims | 59 (1979–2017) |
| Claims Outside the SFHA | 44 of 59 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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