Henderson County property record for 132 McDowell Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1992 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2018) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9632274066 |
| Primary APN | 9632274066 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 237 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 802060 |
|---|---|
| Street Address | 132 MCDOWELL RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 802060~MR- |
| Legal Description | OFF MCDOWELL CREEK RD |
| Legal Subdivision | MCDOWELL CREEK |
| Legal Block | 27 |
| Legal Lot Number | 4066 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 930701 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 132 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 30, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Deed Book / Page | 3264 / 712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 132 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034620467 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 3462/467 |
| Instrument | 921319 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Oct 30, 2018 |
| Property Address | 132 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Document Number | 0032640712 |
| Book / Page | 3264 / 712 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,500 (+0.7%) Land $91,000 Building $312,500 | ||
| 2025 | $1,739.00 | ||
| 2023 | $400,700 Land $88,200 Building $312,500 | $403,500 Land $91,000 Building $312,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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