139 McDowell Rd, Mills River, NC 28759 Property Records

Henderson County property record for 139 McDowell Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,808 sqft · built 2017
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (May 2017)
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`9632168594`

Property Details

APN / Parcel Number

Primary APN	`9632168594`
Alternative APN	`10001017`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,808 sqft Heated Area
1st Floor Area	2,260 sqft
Upper Floors Area	542 sqft
Basement Area	2,260 sqft
Unfinished Basement	2,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	48,787 sqft (1.12 acres)
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10001017
Street Address	139 MCDOWELL RD
City	MILLS RIVER
State	NC
Zip	28759-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10001017~M
Legal Description	MILL KNOB VILLAGE 1.19 AC LO8 PL2017-10507
Legal Block	16
Legal Lot Number	8594
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3022
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 MCDOWELL RD, MILLS RIVER, NC 28759-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer FIRST CITIZENS BK & TR CO
Nov 7, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Deed Book / Page	3048 / 448
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 18, 2020
Property Address	139 MCDOWELL RD, MILLS RIVER, NC 28759-2545
Document Number	0034650660
Book / Page	003465 / 000660
Instrument Date	Mar 16, 2020
Instrument	921721
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 MCDOWELL RD MILLS RIVER NC 287592545, MILLS RIVER, NC 28759-2545

Mortgage

Document Number	34650663
Date	Mar 18, 2020
Book Page	003465/000663
Instrument	921722

Lender

Name	FIRST CITIZENS BK & TR CO
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 7, 2017
Property Address	139 MCDOWELL RD, MILLS RIVER, NC 28759-2545
Document Number	0031260322
Book / Page	003126 / 000322
Instrument Date	Nov 7, 2017
Instrument	873435
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	145 5TH AVE E HENDERSONVILLE NC 287924328, HENDERSONVILLE, NC 28792-4328

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,500 (-) Land $62,400 Building $702,100
2025	$3,295.00
2023		$764,500 Land $62,400 Building $702,100	$764,500 Land $62,400 Building $702,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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