Henderson County property record for 106 McDowell Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,044 sqft · built 2022 |
| Lot Size | 3.54 acres (154,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jan 2020) |
| Tax Bill | $2,935 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9632265827 |
| Primary APN | 9632265827 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,044 sqft Heated Area |
| 1st Floor Area | 2,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Foundation Type | No Foundation |
| Lot Area | 154,202 sqft (3.54 acres) |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 240 sqft |
| Porch | Slab |
| Utility Building | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 802058 |
|---|---|
| Street Address | 106 MCDOWELL RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 802058~MR- |
| Legal Description | ON MCDOWELL CRK RD |
| Legal Subdivision | MCDOWELL CRK |
| Legal Block | 26 |
| Legal Lot Number | 5827 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 930701 |
Source: Henderson County records · APN 9632265827
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Book / Page | 3436 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 106 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 106 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Document Number | 0041460169 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 4146/169 |
| Instrument | 1001011907 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,100 (+5.55%) Land $110,800 Building $570,300 | ||
| 2025 | $2,935.00 | ||
| 2023 | $645,300 Land $109,600 Building $535,700 | $681,100 Land $110,800 Building $570,300 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), as of October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 27 locations within half a mile of this property.
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