132 Hilltop Cir, Elyria, OH 44035 Property Records

Lorain County property record for 132 Hilltop Cir, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1973
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-022-105-001`

Property Details

APN / Parcel Number

Primary APN	`06-23-022-105-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Patio Area	30 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	132 HILLTOP CIR
City	ELYRIA
State	OH
Zip	44035-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ESTATES 0057.93 X 0115.97
Legal Subdivision	HILLTOP ESTATES FRNT
Legal Tract	23
Legal Block	105
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4013
Census Tract	70102

Owner

Source: Lorain County assessment roll, APN 06-23-022-105-001, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	132 HILLTOP CIR, ELYRIA, OH 44035-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2018
Deed Sale	Jan 11, 2018
Deed Document Number	2018090116
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	132 HILLTOP CIR, ELYRIA, OH 44035-1507
Document Number	0000754943
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 HILLTOP CIR ELYRIA OH 440351507, ELYRIA, OH 44035-1507

Mortgage

Document Number	0000754943
Date	Apr 01, 2020
Instrument	754943

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00	$62,940 (-0.01%) Land $13,110 Building $49,830	$179,840 (-) Land $37,460 Building $142,380
2024	$1,984.00 (-22.53%)	$62,944 (+12.05%) Land $13,111 Building $49,833	$179,840 (+12.05%) Land $37,460 Building $142,380
2023	$2,561.00 (-0.51%)	$56,176 (-0.01%) Land $14,361 Building $41,815	$160,500 (-) Land $41,030 Building $119,470
2022	$2,574.00	$56,180 Land $14,360 Building $41,820
2021			$160,500 Land $41,030 Building $119,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 187 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.