123 Hilltop Cir, Elyria, OH 44035 Property Records

Lorain County property record for 123 Hilltop Cir, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,864 sqft · built 1973
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011884-4`

Property Details

APN / Parcel Number

Primary APN	`011884-4`
Alternative APN	`06-23-022-102-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	1,027 sqft
Basement Area	775 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	175 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	186 sqft
Deck Area	288 sqft
Patio Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	011884-4
Street Address	123 HILLTOP CIR
City	ELYRIA
State	OH
Zip	44035-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ESTATES 46.52 X 213.16 LOT # 8
Legal Subdivision	HILLTOP ESTATES
Legal Tract	23
Legal Block	102
Legal Lot Number	8
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4013
Census Tract	70102

Owner

Source: Lorain County records · APN 011884-4

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 HILLTOP CIR, ELYRIA, OH 44035-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Aug 31, 2000 · Amount on Record
Deed Document Number	2018680336
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 19, 2018
Property Address	123 HILLTOP CIR, ELYRIA, OH 44035-1507
Document Number	0000680336
Instrument Date	Jul 16, 2018
Instrument	680336
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 HILLTOP CIR ELYRIA OH 440351507, ELYRIA, OH 44035-1507

Mortgage

Document Number	680487
Date	Jul 19, 2018
Instrument	680487

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00	$83,630 (-) Land $15,840 Building $67,790	$238,940 (-) Land $45,250 Building $193,690
2024	$3,946.00 (+8.53%)	$83,630 (+25.51%) Land $15,838 Building $67,792	$238,940 (+25.51%) Land $45,250 Building $193,690
2023	$3,636.00 (+0.39%)	$66,633 (+%) Land $18,214 Building $48,419	$190,380 (-) Land $52,040 Building $138,340
2022	$3,622.00	$66,630 Land $18,210 Building $48,420
2021			$190,380 Land $52,040 Building $138,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 187 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.