131 Hilltop Cir, Elyria, OH 44035 Property Records

Lorain County property record for 131 Hilltop Cir, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-022-102-015`

Property Details

APN / Parcel Number

Primary APN	`06-23-022-102-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	30 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	131 HILLTOP CIR
City	ELYRIA
State	OH
Zip	44035-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ESTATES 76.08 X 134.15
Legal Subdivision	HILLTOP ESTATES
Legal Tract	23
Legal Block	102
Legal Lot Number	6
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	4
Census Block	4013
Census Tract	70102

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 HILLTOP CIR, ELYRIA, OH 44035-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Feb 13, 2008
Last Transfer Date	Feb 10, 2021
Transfer Doc	0000802442
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Feb 10, 2021
Property Address	131 HILLTOP CIR, ELYRIA, OH 44035-1507
Document Number	0000802442
Map Reference	VOL 27 PG 23
Instrument Date	Feb 5, 2021
Instrument	2021-0802442
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO LLCC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HILLTOP CIR, ELYRIA, OH 44035-1507

Mortgage

Document Number	0000802443
Date	Feb 10, 2021
Instrument	2021-0802443

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	131 HILLTOP CIR, ELYRIA, OH 44035-1507
Document Number	0000729391
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HILLTOP CIR ELYRIA OH 440351507, ELYRIA, OH 44035-1507

Mortgage

Document Number	0000729391
Date	Sep 9, 2019
Instrument	729391

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	131 HILLTOP CIR, ELYRIA, OH 44035-1507
Document Number	0000719664
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HILLTOP CIR ELYRIA OH 440351507, ELYRIA, OH 44035-1507

Mortgage

Document Number	0000719664
Date	Jun 26, 2019
Instrument	719664

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00	$64,880 (-) Land $11,870 Building $53,010	$185,370 (-) Land $33,920 Building $151,450
2024	$3,055.00 (-0.81%)	$64,880 (+14.76%) Land $11,872 Building $53,008	$185,370 (+14.77%) Land $33,920 Building $151,450
2023	$3,080.00 (+0.36%)	$56,533 (+0.01%) Land $14,452 Building $42,081	$161,520 (-) Land $41,290 Building $120,230
2022	$3,069.00	$56,530 Land $14,450 Building $42,080
2021			$161,520 Land $41,290 Building $120,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

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