132 E Winona St, Duluth, MN 55803 Property Records

St. Louis County property record for 132 E Winona St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,184 sqft · built 1951
Lot Size	0.171 acres (7,463 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2021)
Tax Bill	$4,216 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4660-00320`

Property Details

APN / Parcel Number

Primary APN	`010-4660-00320`
Alternative APN	`1118051`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,184 sqft Gross Area
1st Floor Area	1,184 sqft
Basement Area	654 sqft
Finished Basement	654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,463 sqft (0.171 acres)
Garage Area	700 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	18 sqft
Deck Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1118051
Street Address	132 E WINONA ST
City	DULUTH
State	MN
Zip	55803-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:004 SERIAL #
Legal Subdivision	WOODLAND PARK FIRST DIVISION
Legal Block	4
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1017
Census Tract	100

Owner

Source: St. Louis County records · APN 010-4660-00320

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	132 E WINONA ST, DULUTH, MN 55803-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	20211047521
Deed Book / Page	000
Prior Transfer Date	Aug 26, 2003
Prior Transfer Doc	0000762399
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 16, 2026
Property Address	132 E WINONA ST, DULUTH, MN 55803-1808
Document Number	0001100549
Instrument Date	Mar 31, 2026
Instrument	20261100549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E WINONA ST, DULUTH, MN 55803-1808

Mortgage

Document Number	0001100549,
Date	Apr 16, 2026
Instrument	20261100549

Lender

Name	INTERNATIONAL BANK OF COMMERCE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 06, 2051

Interest

Rate	6%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 30, 2021
Property Address	132 E WINONA ST, DULUTH, MN 55803-1808
Document Number	0001047521
Instrument Date	Sep 23, 2021
Instrument	1047521
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E WINONA ST, DULUTH, MN 55803-1808

Mortgage

Document Number	0001047522
Date	Sep 30, 2021
Instrument	1047522

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	132 E WINONA ST, DULUTH, MN 55803-1808
Document Number	00T1010587
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 04, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E WINONA ST DULUTH MN 558031808, DULUTH, MN 55803-1808

Mortgage

Document Number	00T1010587
Date	May 21, 2019
Instrument	T1010587

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	520 GARFIELD AVE, DULUTH, MN 55802-2610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,216.00 (+10.54%) Homeowner's exemption
2025	$3,814.00 (+3.47%) Homeowner's exemption	$351,900 (+19.17%) Land $30,500 Building $321,400	$351,900 (+19.17%) Land $30,500 Building $321,400
2024	$3,686.00	$295,300 (+18.36%) Land $31,900 Building $263,400	$295,300 (+18.36%) Land $31,900 Building $263,400
2022		$249,500 Land $37,100 Building $212,400	$249,500 Land $37,100 Building $212,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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