131 E Winona St, Duluth, MN 55803 Property Records

St. Louis County property record for 131 E Winona St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,368 sqft · built 1923
Lot Size	0.192 acres (8,390 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Aug 2023)
Tax Bill	$4,056 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4660-00240`

Property Details

APN / Parcel Number

Primary APN	`010-4660-00240`
Alternative APNs	`1152853` `52632`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,368 sqft Gross Area
1st Floor Area	918 sqft
Basement Area	158 sqft
Finished Basement	158 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1934
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,390 sqft (0.192 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	178 sqft
Deck Area	78 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1152853
Street Address	131 E WINONA ST
City	DULUTH
State	MN
Zip	55803-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:003 SERIAL #
Legal Subdivision	WOODLAND PARK 1ST DIV DULUTH
Legal Block	3
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	100

Owner

Source: St. Louis County records · APN 010-4660-00240

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 E WINONA ST, DULUTH, MN 55803-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	20231471769
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 10, 2023
Property Address	131 E WINONA ST, DULUTH, MN 55803-1809
Document Number	0001471769
Instrument Date	Jul 31, 2023
Instrument	1471769
Transaction Type	Transfer
Record Updated	Sep 01, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$950.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E WINONA ST, DULUTH, MN 55803-1809

Mortgage

Document Number	0001471770
Date	Aug 10, 2023
Instrument	1471770

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	131 E WINONA ST, DULUTH, MN 55803-1809
Document Number	00A1398298
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 E WINONA ST DULUTH MN 558031809, DULUTH, MN 55803-1809

Mortgage

Document Number	00A1398298
Date	Dec 11, 2020
Instrument	A1398298

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	131 E WINONA ST, DULUTH, MN 55803-1809
Document Number	00A1307856
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 E WINONA ST DULUTH MN 558031809, DULUTH, MN 55803-1809

Mortgage

Document Number	00A1307856
Date	Apr 24, 2017
Instrument	A1307856

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,056.00 (+14.25%) Homeowner's exemption
2025	$3,550.00 (+2.54%) Homeowner's exemption	$330,800 (+19.25%) Land $32,000 Building $298,800	$330,800 (+19.25%) Land $32,000 Building $298,800
2024	$3,462.00 (+2.67%)	$277,400 (+16.46%) Land $33,300 Building $244,100	$277,400 (+16.46%) Land $33,300 Building $244,100
2023	$3,372.00 Homeowner's exemption
2022		$238,200 (+20.55%) Land $38,400 Building $199,800	$238,200 (+20.55%) Land $38,400 Building $199,800
2021		$197,600 Land $31,900 Building $165,700	$197,600 Land $31,900 Building $165,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

131 E Winona St, Duluth, MN 55803 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

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