123 E Winona St, Duluth, MN 55803 Property Records

St. Louis County property record for 123 E Winona St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,292 sqft · built 1915
Lot Size	0.287 acres (12,538 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2020)
Tax Bill	$4,162 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4660-00210`

Property Details

APN / Parcel Number

Primary APN	`010-4660-00210`
Alternative APNs	`1089987` `1178028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,292 sqft Gross Area
1st Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1934
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	12,538 sqft (0.287 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	372 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1178028
Street Address	123 E WINONA ST
City	DULUTH
State	MN
Zip	55803-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 1/2 OF LOT 6 AND ALL OF LOT 7 SERIAL #
Legal Subdivision	WOODLAND PARK 1ST DIV DULUTH
Legal Block	3
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	100

Owner

Source: St. Louis County records · APN 010-4660-00210

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2705 BOBOLINK RD, LONG LAKE, MN 55356-9270
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2020	Warranty Deed, Transfer RESULTS MORTGAGE LLC
May 22, 2020	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Dec 09, 2013 · Amount on Record
Deed Document Number	20201380633
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 06, 2020
Property Address	123 E WINONA ST, DULUTH, MN 55803-1809
Document Number	00A1384341
Instrument Date	Jun 22, 2020
Instrument	A1384341
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 W SKYLINE PKWY DULUTH MN 558062534, DULUTH, MN 55806-2534

Mortgage

Document Number	A1384342
Date	Jul 06, 2020
Instrument	A1384342

Lender

Name	RESULTS MORTGAGE LLC
Type	Bank
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 22, 2020
Property Address	123 E WINONA ST, DULUTH, MN 55803-1809
Document Number	00A1380633
Instrument Date	May 15, 2020
Instrument	A1380633
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E WINONA ST DULUTH MN 558031809, DULUTH, MN 55803-1809

Mortgage

Document Number	A1380634
Date	May 22, 2020
Instrument	A1380634

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2017
Property Address	123 E WINONA ST, DULUTH, MN 55803-1809
Document Number	00A1310251
Instrument Date	May 26, 2017
Instrument	A1310251
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E WINONA ST DULUTH MN 558031809, DULUTH, MN 55803-1809

Mortgage

Document Number	A1310252
Date	May 31, 2017
Instrument	A1310252

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,162.00 (+13.04%)
2025	$3,682.00 (+9.19%)	$320,000 (+19.49%) Land $39,100 Building $280,900	$320,000 (+19.49%) Land $39,100 Building $280,900
2024	$3,372.00	$267,800 (+15.03%) Land $40,900 Building $226,900	$267,800 (+15.03%) Land $40,900 Building $226,900
2022		$232,800 Land $47,500 Building $185,300	$232,800 Land $47,500 Building $185,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

123 E Winona St, Duluth, MN 55803 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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