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132 Bowen St, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 132 Bowen St, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 1978
Lot Size0.184 acres (8,015 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2013)
Tax Bill$2,643 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone AE (high risk)
APN6375.16.74.7945000

Property Details

APN / Parcel Number

Primary APN6375.16.74.7945000
Alternative APNs
  • 505474
  • 66328

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,818 sqft Heated Area
Gross Area2,620 sqft
1st Floor Area1,576 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions107 ft deep x 75 ft wide
View / LotWaterfront - Canal
Garage TypeUnfinished

Exterior Amenities

PorchSlab
Porch Area242 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area160 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number66328
Street Address132 BOWEN ST
CityATLANTIC BEACH
StateNC
Zip28512-5200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL16 B16 ATLANTIC BEACH ISLES
Legal SubdivisionATLANTIC BEACH ISLES
Legal Block74
Legal Lot Number16
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2020
Census Tract971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address602 MANCHESTER DR, RALEIGH, NC 27609-5145
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2013 · Amount on Record
Deed SaleJul 24, 2013 · Amount on Record
Prior SaleJun 1, 1999 · Amount on Record
Deed Document Number20131454281
Deed Book / Page1454 / 281
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address132 BOWEN ST, ATLANTIC BEACH, NC 28512-5200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016300213
DateFeb 20, 2019
Book Page1630/213
Instrument1630213
Lender
NameLUMBEE GUARANTY BANK
TypeBank
AddressFAYETTEVILLE, NC 28304
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueMar 10, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,131,140 (-) Land $580,200 Building $550,940$1,131,140 (-) Land $580,200 Building $550,940
2025$2,643.00 (+66.75%)$1,131,140 (+137.61%) Land $580,200 Building $550,940$1,131,140 (+137.61%) Land $580,200 Building $550,940
2023$476,046 Land $305,362 Building $170,684$476,046 Land $305,362 Building $170,684
2022$1,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 526 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies962 units insured
incl. 436 condo units
Nearby Flood Claims155 (1996–2024)
Claims Outside the SFHA5 of 155
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 96 claims
  • Hurricane Irene, Sep 2011 · 29 claims
  • Hurricane Ophelia, Sep 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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