131 Bowen St, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 131 Bowen St, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1980
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jun 2023)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`6375.16.74.8891000`

Property Details

APN / Parcel Number

Primary APN	`6375.16.74.8891000`
Alternative APNs	`378980` `558394` `25309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Heated Area
Gross Area	1,756 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	102 ft deep x 75 ft wide
View / Lot	Waterfront - Canal
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	92 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	25309
Street Address	131 BOWEN ST
City	ATLANTIC BEACH
State	NC
Zip	28512-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L26 B16 ATLANTIC BEACH ISLES
Legal Subdivision	ATLANTIC BEACH ISLES
Legal Block	74
Legal Lot Number	26
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2020
Census Tract	971103

Owner

131 Bowen St is owned by two individuals who bought it in June 2023.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5676 OAK LEVEL RD, ROCKY MOUNT, NC 27803-8932
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Correction Deed
Jun 5, 2023	Warranty Deed, Transfer
Jul 27, 2021	Warranty Deed, Transfer · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	20231801008
Deed Book / Page	1801 / 8
Record Updated	Oct 29, 2026

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 8, 2023
Property Address	131 BOWEN ST, ATLANTIC BEACH, NC 28512-5200
Document Number	0018010167
Book / Page	1801 / 167
Instrument Date	Jun 5, 2023
Instrument	1801167
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 5, 2023
Property Address	131 BOWEN ST, ATLANTIC BEACH, NC 28512-5200
Document Number	0018010008
Book / Page	1801 / 8
Map Reference	MB 11 PG 29
Instrument Date	Jun 2, 2023
Instrument	1801008
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 EXPRESS DR, RALEIGH, NC 27603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5676 DARLENE RD, ROCKY MOUNT, NC 27803

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 27, 2021
Property Address	131 BOWEN ST, ATLANTIC BEACH, NC 28512-5200
Document Number	0017320079
Book / Page	1732 / 79
Map Reference	MB 11 PG 29
Instrument Date	Jul 27, 2021
Instrument	1732079
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1000, GOLDSBORO, NC 27533-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 EXPOSITION PL STE 118, 118, RALEIGH, NC 27615-3356

Mortgage

Document Number	1732080
Date	Jul 27, 2021
Instrument	1732-080

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 131 Bowen St was $2,223.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$944,527 (-) Land $577,800 Building $366,727	$944,527 (-) Land $577,800 Building $366,727
2025	$2,223.00	$944,527 Land $577,800 Building $366,727	$944,527 Land $577,800 Building $366,727
2023		$445,255 Land $296,437 Building $148,818	$445,255 Land $296,437 Building $148,818
2022	$1,484.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Bowen St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 526 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	962 units insured incl. 436 condo units
Nearby Flood Claims	155 (1996–2024)
Claims Outside the SFHA	5 of 155
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 96 claims Hurricane Irene, Sep 2011 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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