128 Bowen St, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 128 Bowen St, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,495 sqft · built 1975
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2020)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`6375.16.74.8995000`

Property Details

APN / Parcel Number

Primary APN	`6375.16.74.8995000`
Alternative APNs	`478650` `54604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,495 sqft Heated Area
Gross Area	1,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	109 ft deep x 75 ft wide
Deck Area	6 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	54604
Street Address	128 BOWEN ST
City	ATLANTIC BEACH
State	NC
Zip	28512-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	L14 B16 ATLANTIC BEACH ISLES
Legal Subdivision	ATLANTIC BEACH ISLES
Legal Block	16
Legal Lot Number	14
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2020
Census Tract	971103

Owner

Source: Carteret County records · APN 6375.16.74.8995000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2748 SAINT MARYS ST, RALEIGH, NC 27609-7641
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2020 · Amount on Record
Deed Sale	Jul 02, 2020 · Amount on Record
Deed Document Number	0001677234
Deed Book / Page	1677 / 234
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 02, 2020
Property Address	128 BOWEN ST, ATLANTIC BEACH, NC 28512-5200
Document Number	0016770234
Book / Page	001677 / 000234
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2748 SAINT MARYS ST RALEIGH NC 276097641, RALEIGH, NC 27609-7641

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00 (+45.38%)	$1,047,509 (+105.13%) Land $581,100 Building $466,409	$1,047,509 (+105.13%) Land $581,100 Building $466,409
2023		$510,661 Land $306,956 Building $203,705	$510,661 Land $306,956 Building $203,705
2022	$1,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 526 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	962 units insured incl. 436 condo units
Nearby Flood Claims	155 (1996–2024)
Claims Outside the SFHA	5 of 155
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 96 claims Hurricane Irene, Sep 2011 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 270 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.