13178 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13178 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,990 sqft · built 2004
Owner	Individual Name on File
Last Sale	$184,900 (Mar 2010)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
APN	`107-125-8338`

Property Details

APN / Parcel Number

Primary APN	`107-125-8338`
Alternative APN	`29191`

Interior

Building Area	1,990 sqft Living Area

Exterior

Year Built	Built 2004
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-125-8338
Street Address	13178 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50A LAKE RAMSEY PH 3 INST 895983 INST NO 1234815 INST NO 1333222 INST NO 1351774 INST NO 1407289 INST NO 1743041 INST NO
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	50A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records · APN 107-125-8338

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13178 RIVERLAKE DR, COVINGTON, LA 70435-5534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2010 · Amount on Record
Deed Sale	Mar 02, 2010 · Amount on Record
Deed Document Number	1759666
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13178 RIVERLAKE DR, COVINGTON, LA 70435-5534
Transaction Type	Mortgage
Record Updated	Apr 06, 2023
Title Company	STONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002218570
Date	Aug 03, 2020
Instrument	2218570

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,807.00 (-3.78%) Homeowner's exemption	$23,604 (-) Land $5,500 Building $18,104	$236,044 (-) Land $55,000 Building $181,044
2024	$1,878.00 (+12.59%) Homeowner's exemption	$23,604 (+13.09%) Land $5,500 Building $18,104	$236,044 (+13.09%) Land $55,000 Building $181,044
2023	$1,668.00 Homeowner's exemption	$20,872 (-) Land $4,000 Building $16,872	$208,720 (-) Land $40,000 Building $168,720
2022	$1,668.00 Homeowner's exemption	$20,872 Land $4,000 Building $16,872	$208,720 Land $40,000 Building $168,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 59% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 57 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE RAMSEY private · serves 840 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.