13181 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 13181 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,620 sqft
Lot Size	2.59 acres (112,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jun 2021)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	May 2021 Construction Loan Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-030-3001-700`

Property Details

APN / Parcel Number

Primary APN	`74-29-030-3001-700`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Lot Area	112,995 sqft (2.59 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13181 GILBERT RD
City	RILEY
State	MI
Zip	48041-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 88D 58M 56S W 2462.18' FROM E 1/4 COR, TH S 0D 8M 40S E 484.88', TH N 88D 58M 56S W 233.40', TH N 0D 8M 40S W 484.88',
Legal Range	14E
Legal Township	06N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1082
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13181 GILBERT RD, RILEY, MI 48041-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Construction Mortgage FPMC REALTY LC
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 7, 2021	Warranty Deed, Transfer FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC
Jul 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	202116817
Deed Book / Page	5375 / 872
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0050730937
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	GILBERT RD, MEMPHIS, MI 48041
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53251 SATARA DRIVE, SHELBY TOWNSHIP, MI 48316

Mortgage

Document Number	0005361185
Date	May 3, 2021
Book Page	5361/185
Instrument	2021013588

Lender

Name	FPMC REALTY LC
Type	Non-Lending Institution
Address	PORT HURON, MI 48060

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	GILBERT RD, MEMPHIS, MI 48041
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13181 GILBERT RD, RILEY, MI 48041-3403

Mortgage

Document Number	0000555519
Date	Aug 23, 2022
Book Page	5555/19
Instrument	2022019876

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 7, 2021
Property Address	GILBERT RD, MEMPHIS, MI 48041
Document Number	0005375872
Book / Page	5375 / 872
Instrument Date	Apr 28, 2021
Instrument	2021016817
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22924 W MAIN ST, ARMADA, MI 48005-7727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53251 SATURN DR, SHELBY TOWNSHIP, MI 48316-2333

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 10, 2019
Property Address	GILBERT RD, MEMPHIS, MI 48041
Document Number	0050730937
Book / Page	005073 / 000937
Instrument Date	Jul 2, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22924 W MAIN ST ARMADA MI 480057727, ARMADA, MI 48005-7727

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,600 (+9.5%)	$417,200 (+9.5%)
2025	$5,240.00 (+3.58%) Homeowner's exemption	$190,500 (+19.14%)
2024	$5,059.00 (+184.85%)		$381,000 (+19.14%)
2023		$159,900
2022	$1,776.00		$319,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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