St. Clair County property record for 13127 Gilbert Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,900 sqft |
| Lot Size | 2.59 acres (112,995 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-030-3001-850 |
| Primary APN | 74-29-030-3001-850 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,900 sqft |
| Lot Area | 112,995 sqft (2.59 acres) |
|---|---|
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13127 GILBERT RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG N 88D 58M 56S W 1762' FROM E 1/4 COR, TH S 0D 8M 40S E 484.88', TH N 88D 58M 56S W 233.38', TH N 0D 8M 40S W 484.88' TH S |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 30 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 658500 |
13127 Gilbert Rd is owned and occupied by two individuals who acquired it in January 2020.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13127 GILBERT RD, RILEY, MI 48041-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK |
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK |
| Apr 27, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Apr 27, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 1, 2020 |
| Transfer Doc | 0000010195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 13127 GILBERT RD, RILEY, MI 48041-3403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13127 GILBERT RD, RILEY, MI 48041-3403 |
| Document Number | 0005892395 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 5892/395 |
| Instrument | 2026001776 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | 4190 MAIN ST, BROWN CITY, MI 48416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Jan 16, 2032 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | GILBERT RD, MEMPHIS, MI 48041 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13127 GILBERT RD, RILEY, MI 48041-3403 |
| Document Number | 0005627649 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 5627/649 |
| Instrument | 2023010193 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | GILBERT RD, MEMPHIS, MI 48041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004944521 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 4944/521 |
| Instrument | 2018011006 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 3, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | GILBERT RD, MEMPHIS, MI 48041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000512189 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 5121/89 |
| Instrument | 2019024160 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | GILBERT RD, MEMPHIS, MI 48041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13127 GILBERT RD, RILEY, MI 48041-3403 |
| Document Number | 0005426582 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 5426/582 |
| Instrument | 2021027426 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 27, 2018 |
| Property Address | GILBERT RD, MEMPHIS, MI 48041 |
| Document Number | 0049390361 |
| Book / Page | 004939 / 000361 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $344.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1928 SHAGBARK LN #104 IMLAY CITY MI 484448547, 104, IMLAY CITY, MI 48444-8547 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 27, 2018 |
| Property Address | GILBERT RD, MEMPHIS, MI 48041 |
| Document Number | 0049390360 |
| Book / Page | 004939 / 000360 |
| Instrument Date | Apr 16, 1990 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22924 W MAIN ST ARMADA MI 480057727, ARMADA, MI 48005-7727 |
The 2025 property tax bill for 13127 Gilbert Rd was $4,879 with a homeowner's exemption, up 3.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,200 (+7.29%) | $444,400 | |
| 2025 | $4,879.00 (+3.65%) Homeowner's exemption | $207,100 | |
| 2024 | $4,707.00 | $414,200 | |
| 2023 | $174,100 | ||
| 2022 | $4,264.00 | $348,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13127 Gilbert Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13127 Gilbert Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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