13120 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 13120 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,488 sqft
Lot Size	2.01 acres (87,948 sqft)
Owner	Individual Name on Record
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Jul 2020 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-030-2001-800`

Property Details

APN / Parcel Number

Primary APN	`74-29-030-2001-800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft

Exterior

Lot Area	87,948 sqft (2.01 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13120 GILBERT RD
City	RILEY
State	MI
Zip	48041-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 88D 58M 56S W 1220' FROM E 1/4 COR, TH N 88D 58M 56S W 265', TH N 0D 15M 36S W 332', TH S 88D 58M 56S E 265', TH S 0D
Legal Range	14E
Legal Township	06N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1070
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13120 GILBERT RD, RILEY, MI 48041-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2020
Property Address	13120 GILBERT RD, RILEY, MI 48041-3401
Document Number	0052160553
Book / Page	005216 / 000553
Instrument Date	Jun 16, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13120 GILBERT RD RILEY MI 480413401, RILEY, MI 48041-3401

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13120 GILBERT RD, RILEY, MI 48041-3401
Document Number	0051780861
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13120 GILBERT RD RILEY MI 480413401, RILEY, MI 48041-3401

Mortgage

Document Number	0051780861
Date	Apr 28, 2020
Book Page	005178/000861

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,600 (+6.25%)	$333,200 (+6.25%)
2025	$2,596.00 (+4.05%) Homeowner's exemption	$156,800 (+18.52%)
2024	$2,495.00 (+10.01%)		$313,600 (+18.52%)
2023		$132,300
2022	$2,268.00		$264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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