1318 Spruce Pl, Mound, MN 55364 Property Records

Hennepin County property record for 1318 Spruce Pl, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,206 sqft · built 1974
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2017)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-117-23-32-0018`

Property Details

APN / Parcel Number

Primary APN	`08-117-23-32-0018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,206 sqft
Basement Area	950 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	184 sqft
Deck Area	520 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1318 SPRUCE PL
City	MOUND
State	MN
Zip	55364-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLOCK 010 A SAGA HILL REVISED LOTS 9 AND 10 IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	08
Legal Quarter	32
Legal Subdivision	SAGA HILL REVISED
Legal Block	10
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2021
Census Tract	27204

Owner

1318 Spruce Pl is owned and occupied by two individuals who bought it in July 2017.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1318 SPRUCE PL, MOUND, MN 55364-9628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	Oct 13, 2011 · Amount on File
Deed Document Number	201710455939
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 5, 2017
Property Address	1318 SPRUCE PL, MOUND, MN 55364-9628
Document Number	0010455939
Instrument Date	Jun 28, 2017
Instrument	10455939
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1318 SPRUCE PL MOUND MN 553649628, MOUND, MN 55364-9628

Mortgage

Document Number	10455940
Date	Jul 5, 2017
Instrument	10455940

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Spruce Pl was $5,734.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00	$598,800 Land $190,000 Building $408,800	$598,800 Land $190,000 Building $408,800
2023	$4,326.00 Homeowner's exemption
2022		$519,000 Land $156,000 Building $363,000	$519,000 Land $156,000 Building $363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Spruce Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Spruce Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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