1310 Spruce Pl, Mound, MN 55364 Property Records

Hennepin County property record for 1310 Spruce Pl, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 1,843 sqft · built 1920
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Dec 2012)
Tax Bill	$21,772 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-117-23-32-0017`

Property Details

APN / Parcel Number

Primary APN	`08-117-23-32-0017`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	3,391 sqft
1st Floor Area	955 sqft
2nd Floor Area	888 sqft
Basement Area	972 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Width	8 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	153 sqft
Deck Area	700 sqft
Patio Area	703 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	1310 SPRUCE PL
City	MOUND
State	MN
Zip	55364-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 010 A SAGA HILL REVISED LOTS 7 AND 8 IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	08
Legal Quarter	32
Legal Subdivision	SAGA HILL REVISED
Legal Block	10
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2021
Census Tract	27204

Owner

Source: Hennepin County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1310 SPRUCE PL, MOUND, MN 55364-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2012 · Amount on Record
Deed Sale	Dec 27, 2012 · Amount on Record
Prior Sale	Mar 18, 2005 · Amount on Record
Deed Document Number	20125034457
Last Transfer Date	Apr 28, 2021
Transfer Doc	0010967660
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1310 SPRUCE PL, MOUND, MN 55364-9628
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 SPRUCE PL, MOUND, MN 55364-9628

Mortgage

Document Number	0A11401508
Date	Sep 11, 2025
Instrument	A11401508

Lender

Name	BELL BANK
Type	Bank
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1310 SPRUCE PL, MOUND, MN 55364-9628
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05833938
Date	May 7, 2021
Instrument	T05833938

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	May 26, 2021
Property Address	1310 SPRUCE PL, MOUND, MN 55364-9628
Document Number	0A10967660
Instrument Date	Apr 28, 2021
Instrument	A10967660
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1310 SPRUCE PL, MINNETRISTA, MN 55364-9628

Mortgage

Document Number	0A10967662
Date	May 26, 2021
Instrument	A10967662

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 25, 2020
Property Address	1310 SPRUCE PL, MOUND, MN 55364-9628
Document Number	0005739187
Instrument Date	May 4, 2020
Instrument	5739187
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1310 SPRUCE PL MOUND MN 553649628, MOUND, MN 55364-9628

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,772.00 (+5.07%)	$2,021,200 (+2.91%) Land $1,559,900 Building $461,300	$2,021,200 (+2.91%) Land $1,559,900 Building $461,300
2024	$20,721.00 (+22.18%)	$1,964,000 (+10.77%) Land $1,499,900 Building $464,100	$1,964,000 (+10.77%) Land $1,499,900 Building $464,100
2023	$16,959.00 Homeowner's exemption
2022		$1,773,000 Land $1,364,000 Building $409,000	$1,773,000 Land $1,364,000 Building $409,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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