1305 Spruce Pl, Mound, MN 55364 Property Records

Hennepin County property record for 1305 Spruce Pl, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,394 sqft · built 1950
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2026)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-117-23-41-0051`

Property Details

APN / Parcel Number

Primary APN	`07-117-23-41-0051`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area
1st Floor Area	841 sqft
2nd Floor Area	553 sqft
Basement Area	421 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	194 ft deep x 12 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	864 sqft
Deck Area	443 sqft
Patio Area	443 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Electric

Location & Zoning

Street Address	1305 SPRUCE PL
City	MOUND
State	MN
Zip	55364-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLOCK 008 A SAGA HILL REVISED LOTS 13 AND 14 NE239X194X182
Legal Range	23
Legal Township	117
Legal Section	07
Legal Quarter	41
Legal Subdivision	SAGA HILL REVISED
Legal Block	8
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2021
Census Tract	27204

Owner

Source: Hennepin County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 SPRUCE PL, MOUND, MN 55364-9629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Deed Document Number	20266212557
Record Updated	Sep 20, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 9, 2026
Property Address	1305 SPRUCE PL, MOUND, MN 55364-9629
Document Number	0006212557
Instrument Date	Jun 24, 2026
Instrument	20266212557
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,209.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1305 SPRUCE PL, MOUND, MN 55364-9629

Mortgage

Document Number	0006212557,
Date	Jul 9, 2026
Instrument	20266212557

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (-0.33%) Homeowner's exemption	$343,400 (-1.94%) Land $152,000 Building $191,400	$343,400 (-1.94%) Land $152,000 Building $191,400
2024	$3,056.00 (+22.44%)	$350,200 (+12.97%) Land $160,000 Building $190,200	$350,200 (+12.97%) Land $160,000 Building $190,200
2023	$2,496.00 Homeowner's exemption
2022		$310,000 Land $125,000 Building $185,000	$310,000 Land $125,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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