San Diego County property record for 1318 Lake Dr, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,638 sqft · built 2016 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,920,000 (Jul 2016) |
| Tax Bill | $37,252 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-212-35-00 |
| Primary APN | 260-212-35-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 5,638 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 40,075 sqft (0.92 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1318 LAKE DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 TR 015926 |
| Legal Subdivision | ENCINITAS 10-28 CARDIFF COLLEC |
| Legal Tract | 015926 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17405 |
Source: San Diego County records · APN 260-212-35-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Commercial Mortgage NEWTEK BUSSINESS SERVICS HOLDCO 6I INC |
| Oct 13, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage NEWTEK BANK NA |
| Dec 23, 2021 | Grant Deed, Transfer |
| Apr 07, 2021 | Deed of Trust, Mortgage · SBA Mortgage SMALL BUSINESS FINANCE LLC |
| Oct 01, 2018 | Deed of Trust, Mortgage CHICAGO TITLE COMPANY-COMMERCIAL DIV |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW COM'L CAP |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW COM'L CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2016 · Amount on Record |
| Deed Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 2016381929 |
| Last Transfer Date | Oct 12, 2023 |
| Transfer Doc | 0000279380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000108091 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024-0108091 |
| Name | NEWTEK BUSSINESS SERVICS HOLDCO 6I INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 13, 2023 |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000279380 |
| Map Reference | MAP 15926 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023-0279380 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000279381 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023-0279381 |
| Name | NEWTEK BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000864805 |
| Map Reference | MAP 15926 |
| Instrument Date | Sep 07, 2021 |
| Instrument | 2021-0864805 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000269970 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021-0269970 |
| Name | SMALL BUSINESS FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | HOUSTON, TX 77252 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000407009 |
| Instrument Date | Oct 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | CHICAGO TITLE COMPANY-COMMERCIAL DIV |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1318 LAKE DR ENCINITAS CA 920245267, ENCINITAS, CA 92024-5267 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000152880 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1318 LAKE DR ENCINITAS CA 920245267, ENCINITAS, CA 92024-5267 |
| Document Number | 0000152880 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 152880 |
| Name | NEW COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1318 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000045502 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1318 LAKE DR ENCINITAS CA 920245267, ENCINITAS, CA 92024-5267 |
| Document Number | 0000045502 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 45502 |
| Name | NEW COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Cardiff Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,677,462 (+65%) Land $3,873,409 Building $1,804,053 | |
| 2025 | $37,252.00 (+1.15%) | $3,440,918 (+4.04%) Land $1,740,877 Building $1,700,041 |
| 2023 | $36,830.00 (+1.52%) Homeowner's exemption | $3,307,305 Land $1,673,278 Building $1,634,027 |
| 2022 | $36,280.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 791 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ting Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures