1314 Lake Dr, Unit 1, Encinitas, CA 92024 Property Records

San Diego County property record for 1314 Lake Dr, Unit 1, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,418 sqft · built 2016
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Company Names on File
Last Sale	$6,125,000 (Dec 2024)
Tax Bill	$67,870 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`260-212-34-00`

Property Details

APN / Parcel Number

Primary APN	`260-212-34-00`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	6,418 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	40,511 sqft (0.93 acres)

Location & Zoning

Street Address	1314 LAKE DR, 1
City	ENCINITAS
State	CA
Zip	92024-5267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 7 TR 015926
Legal Subdivision	10-28 CARDIFF COLLECTION
Legal Tract	015926
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17405

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1314 LAKE DR, 1, ENCINITAS, CA 92024-5267
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 9, 2024	Grant Deed, Transfer · Commercial Mortgage BRIAN MARIOTTI
Dec 9, 2024	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Sep 29, 2023	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Aug 2, 2022	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Aug 15, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	2024339939
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	EQUITY TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 LAKE DR, ENCINITAS, CA 92024-5267

Mortgage

Document Number	0000366770
Date	Dec 30, 2025
Instrument	2025-0366770

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	15.1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 LAKE DR, ENCINITAS, CA 92024-5267

Mortgage

Document Number	0000180361
Date	Apr 26, 2022
Instrument	2022-0180361

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 LAKE DR, ENCINITAS, CA 92024-5267

Mortgage

Document Number	0000048845
Date	Feb 2, 2022
Instrument	2022-0048845

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

December 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2024
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Document Number	0000339939
Map Reference	MAP 15926
Instrument Date	Dec 2, 2024
Instrument	2024-0339939
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267

Mortgage

Document Number	0000339940
Date	Dec 9, 2024
Instrument	2024-0339940

Lender

Name	BRIAN MARIOTTI
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2024
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Document Number	0000339938
Map Reference	MAP 15926
Instrument Date	Dec 2, 2024
Instrument	2024-0339938
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 W SIMPSON AVE # 408, 408, JACKSON HOLE, WY 83001-8479

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2023
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Document Number	0000265296
Map Reference	MAP 15926
Instrument Date	Sep 25, 2023
Instrument	2023-0265296
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 LAKE DR, ENCINITAS, CA 92024-5267

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2022
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Document Number	0000314048
Map Reference	MAP 15926
Instrument Date	Jul 25, 2022
Instrument	2022-0314048
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 LAKE DR, ENCINITAS, CA 92024-5267

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370776
Date	Aug 15, 2017
Instrument	2017-0370776

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307900
Date	Jul 7, 2017
Instrument	2017-0307900

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 LAKE DR # 1, 1, ENCINITAS, CA 92024-5267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288495
Date	Jun 5, 2020
Instrument	2020-0288495

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Cardiff Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,247,500 (+2%) Land $4,080,000 Building $2,167,500
2025	$67,870.00 (+6.13%)	$6,125,000 (+7.57%) Land $4,000,000 Building $2,125,000
2023	$63,950.00 (+79.22%)	$5,694,000 Land $3,707,000 Building $1,987,000
2022	$35,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures