San Diego County property record for 1310 Lake Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,924 sqft · built 2015 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,800,000 (Nov 2023) |
| Tax Bill | $54,457 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-212-33-00 |
| Primary APN | 260-212-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,924 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 42,253 sqft (0.97 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1310 LAKE DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 TR 015926 |
| Legal Subdivision | 10-28 CARDIFF COLLECTION |
| Legal Tract | 015926 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17405 |
Source: San Diego County records · APN 260-212-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1310 LAKE DR, ENCINITAS, CA 92024-5267 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2023 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 06, 2019 | Grant Deed, Transfer FUNDLOANS |
| Jul 13, 2018 | Deed of Trust, Mortgage MISCELLANEOUS INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | Aug 06, 2019 · Amount on Record |
| Deed Document Number | 2023315215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2023 |
| Property Address | 1310 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000315215 |
| Map Reference | MAP 15926 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-0315215 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000315216 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-0315216 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 06, 2019 |
| Property Address | 1310 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000328883 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 328883 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1310 LAKE DR ENCINITAS CA 920245267, ENCINITAS, CA 92024-5267 |
| Document Number | 328884 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | 328884 |
| Name | FUNDLOANS |
|---|---|
| Address | 662 ENCINITAS BLVD # 270, ENCINITAS, CA 92024-6792 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1310 LAKE DR, ENCINITAS, CA 92024-5267 |
| Document Number | 0000285982 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1310 LAKE DR ENCINITAS CA 920245267, ENCINITAS, CA 92024-5267 |
| Document Number | 0000285982 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 285982 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 10350 RICHMOND AVE # 300, HOUSTON, TX 77042-4248 |
| Amount | Amount Recorded |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Cardiff Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,993,920 (+2%) Land $3,121,200 Building $1,872,720 | |
| 2025 | $54,457.00 (+50.16%) Homeowner's exemption | $4,896,000 (+58.04%) Land $3,060,000 Building $1,836,000 |
| 2023 | $36,266.00 (+1.28%) | $3,097,857 Land $1,524,208 Building $1,573,649 |
| 2022 | $35,809.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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