1318 Franklin Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1318 Franklin Ave, Cincinnati, OH 45237

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,874 sqft · built 1896
Lot Size0.127 acres (5,532 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Aug 2022)
Tax Bill$2,811 (2025)
Deeds & MortgagesNov 2022 Mortgage
Nov 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN131-0006-0251-00

Property Details

APN / Parcel Number

Primary APN131-0006-0251-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,874 sqft Living Area
Gross Area2,677 sqft
1st Floor Area815 sqft
2nd Floor Area779 sqft
AtticAttic
Attic Area280 sqft
Basement Area803 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeDetached
Garage Area320 sqft
PorchOpen Frame Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1318 FRANKLIN AVE
CityCINCINNATI
StateOH
Zip45237-5906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description1318 FRANKLIN AVE 50 X 111 LOT 46 F H HELLMAN SUB
Legal SubdivisionHELLMAN SUB
Legal Lot Number46
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3012
Census Tract6400

Owner

Source: Hamilton County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Nov 30, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 17, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 13, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 30, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleJan 27, 2009 · Amount on Record
Deed Document Number202283482
Deed Book / Page14741 / 200
Prior Transfer DateJul 24, 2006
Prior Transfer Doc0000117881
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109558
DateNov 30, 2022
Book Page14803/1342
Instrument2022-0109558
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2052

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906

Mortgage

Document Number0000084182
DateNov 30, 2023
Book Page15052/231
Instrument2023-0084182
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueAug 1, 2052

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906

Mortgage

Document Number0000049300
DateJul 17, 2024
Book Page15209/998
Instrument2024-0049300
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueOct 1, 2052

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906

Mortgage

Document Number0000017612
DateMar 13, 2025
Book Page15372/1130
Instrument2025-0017612
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueAug 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 30, 2022
Property Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906
Document Number0000083482
Book / Page14741 / 200
Map ReferenceMB 4 PG 313
Instrument DateJul 22, 2022
Instrument2022-0083482
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 FRANKLIN AVE, CINCINNATI, OH 45237-5906

Mortgage

Document Number0000083484
DateAug 30, 2022
Instrument2022-0083484
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000083483
DateAug 30, 2022
Book Page14741/202
Instrument2022-0083483
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,811.00 (+3.12%)$45,500 (-) Land $5,880 Building $39,620$130,000 (-) Land $16,800 Building $113,200
2024$2,726.00 (-2.19%)$45,500 (-) Land $5,880 Building $39,620
2023$2,787.00 (+64.81%)$45,500 (+90.98%) Land $5,880 Building $39,620$130,000 (+90.98%) Land $16,800 Building $113,200
2022$1,691.00$23,825 Land $5,033 Building $18,792
2020$68,070 Land $14,380 Building $53,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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