1318 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 1318 E Main St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,220 sqft · built 1950
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 2019)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`043064E C 00500`

Property Details

APN / Parcel Number

Primary APN	`043064E C 00500`
Alternative APN	`064E C 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Attic Area	896 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1983
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1318 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W04
Legal Subdivision	FAIRFIELD
Legal Block	B
Legal Lot Number	9
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2031
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064E C 00500

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5145 FORKS RIVER RD, HURRICANE MILLS, TN 37078-2242
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2019 · Amount on Record
Deed Sale	Dec 09, 2019 · Amount on Record
Prior Sale	Aug 20, 2009 · Amount on Record
Deed Document Number	0002081556
Deed Book / Page	208 / 1556
Record Updated	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Dec 09, 2019
Property Address	1318 E MAIN ST, WAVERLY, TN 37185-1858
Document Number	0000003332
Book / Page	000208 / 015566
Instrument Date	Dec 09, 2019
Instrument	3332
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5145 FORKS RIVER RD HURRICANE MILLS TN 370782242, HURRICANE MILLS, TN 37078-2242

Mortgage

Document Number	3333
Date	Dec 09, 2019
Book Page	000233/000471
Instrument	3333

Lender

Name	JOHNSONVILLE TVA EMPS CU
Type	Credit Union
Address	CAMDEN, TN 38320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 08, 2024

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00 (-0.29%)	$45,525 (-) Land $9,025 Building $36,500
2024	$1,387.00	$45,525 (-) Land $9,025 Building $36,500
2023	$1,387.00 (+71.87%)	$45,525 (+282.56%) Land $9,025 Building $36,500	$182,100 (+282.56%) Land $36,100 Building $146,000
2022	$807.00	$11,900 Land $7,475 Building $4,425	$47,600 Land $29,900 Building $17,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.