1308 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 1308 E Main St, Waverly, TN 37185

Property Summary

Property Type	Warehouse, Storage
Details	0.5 ba · 3,336 sqft · built 1940
Lot Size	0.264 acres (11,509 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Mar 2025)
Tax Bill	$904 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Mar 2025 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043064E B 00100`

Property Details

APN / Parcel Number

Primary APN	`043064E B 00100`
Alternative APN	`064E B 00100`

Interior

Full Baths	0.5 Baths
Stories	1 Story
Building Area	3,336 sqft Total Area
1st Floor Area	1,960 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1940
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,509 sqft
Utility Building	416 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1308 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-1819
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	DISTRICT: 02, COUNTY AREA: W04
Legal Subdivision	FAIRFIELD
Legal Block	B
Legal Lot Number	4
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2046
Census Tract	130300

Owner

Source: Humphreys County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	625 RIDGE RD, WAVERLY, TN 37185-2012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Mar 17, 2025	Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK A TENNESSEE SAVI
Aug 18, 2017	Warranty Deed, Transfer · Construction Mortgage APEX BANK
Aug 17, 2017	Quit Claim Deed, Transfer RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	0000000678
Deed Book / Page	6 / 78
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	1308 E MAIN ST, WAVERLY, TN 37185-1819
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001757
Date	Jul 3, 2023
Book Page	TD246/957
Instrument	23001757

Lender

Name	TRUIST BANK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Mar 17, 2025
Property Address	1308 E MAIN ST, WAVERLY, TN 37185-1819
Document Number	0000000882
Book / Page	6 / 78
Instrument Date	Mar 17, 2025
Instrument	25000882
Transaction Type	Construction Loan
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WHIPPOORWILL DR, WAVERLY, TN 37185-1341

Mortgage

Document Number	0000000883
Date	Mar 17, 2025
Instrument	25000883

Lender

Name	FIRST FEDERAL BANK A TENNESSEE SAVI

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 14, 2028

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Aug 18, 2017
Property Address	1308 E MAIN ST, WAVERLY, TN 37185-1819
Document Number	0000002010
Book / Page	205 / 0067
Instrument Date	Aug 18, 2017
Instrument	17002010
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6448 HALLS CREEK RD, WAVERLY, TN 37185-3808

Mortgage

Document Number	0000002011
Date	Aug 18, 2017
Book Page	226/1118
Instrument	17002011

Lender

Name	APEX BANK
Address	CAMDEN, TN 38320

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Aug 17, 2017
Property Address	1308 E MAIN ST, WAVERLY, TN 37185-1819
Document Number	0000001996
Book / Page	000205 / 000032
Instrument Date	Aug 15, 2017
Instrument	1996
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E MAIN ST WAVERLY TN 371851819, WAVERLY, TN 37185-1819

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00 (-0.33%)	$29,760 (-) Land $6,480 Building $23,280
2024	$907.00 (+0.11%)	$29,760 (-) Land $6,480 Building $23,280
2023	$906.00 (+156.66%)	$29,760 (+170.55%) Land $6,480 Building $23,280	$74,400 (+170.55%) Land $16,200 Building $58,200
2022	$353.00	$11,000 Land $5,440 Building $5,560	$27,500 Land $13,600 Building $13,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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