1314 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 1314 E Main St, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2023)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`043064E C 00700`

Property Details

APN / Parcel Number

Primary APN	`043064E C 00700`
Alternative APN	`064E C 00700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1314 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W04
Legal Subdivision	FAIRFIELD
Legal Lot Number	7
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2031
Census Tract	130300

Owner

Source: Humphreys County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1314 E MAIN ST, WAVERLY, TN 37185-1858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Warranty Deed, Transfer · USDA Mortgage FIRSTBANK
Mar 9, 2022	Warranty Deed, Transfer INTEGRITY TITLE, INTEGRITY TITLE LLC
Mar 7, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF DICKSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	2023185
Deed Book / Page	213 / 1270
Transfer Doc	0WD194/764
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jan 24, 2023
Property Address	1314 E MAIN ST, WAVERLY, TN 37185-1858
Document Number	0000000185
Book / Page	WD213 / 1270
Map Reference	MB E PG 210
Instrument Date	Jan 23, 2023
Instrument	23000185
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 E MAIN ST, WAVERLY, TN 37185-1858

Mortgage

Document Number	0000000186
Date	Jan 24, 2023
Book Page	TD245/103
Instrument	23000186

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Mar 9, 2022
Property Address	1314 E MAIN ST, WAVERLY, TN 37185-1858
Document Number	0000000793
Book / Page	211 / 2878
Instrument Date	Mar 7, 2022
Instrument	22000793
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	INTEGRITY TITLE, INTEGRITY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK CREST DR, WAVERLY, TN 37185-1010

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Mar 7, 2019
Property Address	1314 E MAIN ST, WAVERLY, TN 37185-1858
Document Number	0000000668
Book / Page	000207 / 001256
Instrument Date	Feb 28, 2019
Instrument	668
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 E MAIN ST WAVERLY TN 371851858, WAVERLY, TN 37185-1858

Mortgage

Document Number	669
Date	Mar 7, 2019
Book Page	000230/002852
Instrument	669

Lender

Name	BANK OF DICKSON
Type	Bank
Address	DICKSON, TN 37056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00 (-0.36%)	$36,300 (-) Land $4,500 Building $31,800
2024	$1,106.00 (-12.91%)	$36,300 (-) Land $4,500 Building $31,800
2023	$1,270.00 (+247.95%)	$36,300 (+219.12%) Land $4,500 Building $31,800	$145,200 (+219.12%) Land $18,000 Building $127,200
2022	$365.00	$11,375 Land $8,650 Building $2,725	$45,500 Land $34,600 Building $10,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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