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13171 Harder Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 13171 Harder Rd, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,694 sqft · built 2003
Lot Size2.75 acres (119,790 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Sep 2017)
Tax Bill$2,389 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN004-034-014-22

Property Details

APN / Parcel Number

Primary APN004-034-014-22

Interior

Full Baths2 Baths
Building Area1,694 sqft Living Area
1st Floor Area1,694 sqft
Basement Area1,694 sqft
Unfinished Basement1,694 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Lot Area119,790 sqft (2.75 acres)
Lot Dimensions240 ft deep x 500 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address13171 HARDER RD
CityTHREE RIVERS
StateMI
Zip49093-9279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM S 1/4 COR SEC 34 T6S R12W TH S 89D 30M 29S W 1318.55 FT TO POB TH S 89D 30M 29S W 500 FT TH N 00D 44M 44S W 219.86 FT TH
Legal Range12W
Legal Township06S
Legal Section34
JurisdictionST JOSEPH MI
Township / Civil DivisionFABIUS
Census Block Group1
Census Block1014
Census Tract41101

Owner

13171 Harder Rd is owned and occupied by an individual who bought it in September 2017.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address13171 HARDER RD, THREE RIVERS, MI 49093-9279
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Sep 1, 2017Warranty Deed, Transfer
WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2017 · Amount on File
Deed SaleSep 1, 2017 · Amount on File
Prior SaleSep 12, 2008 · Amount on File
Deed Book / Page1883 / 654
Prior Transfer DateMay 28, 2003
Prior Transfer Doc1155000904
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address13171 HARDER RD, THREE RIVERS, MI 49093-9279
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1883/0562
DateSep 1, 2017
Book Page1883/0562
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateSep 1, 2017
Property Address13171 HARDER RD, THREE RIVERS, MI 49093-9279
Document Number1883/0654
Book / Page1883 / 0654
Instrument DateAug 10, 2017
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyWEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Transaction

AmountAmount on Record
Tax$1,530.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13171 HARDER RD, 13171, THREE RIVERS, MI 49093-9279

Transferred To (Grantee/Buyer)

NameVerified Name
Address13171 HARDER RD, THREE RIVERS, MI 49093-9279

Tax Assessment & Valuation

The 2025 property tax bill for 13171 Harder Rd was $2,389 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionFabius Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,200 Land $32,000 Building $138,200$340,400 Land $64,000 Building $276,400
2025$2,389.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13171 Harder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13171 Harder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midwest Energy & Communications
Fiber		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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