13232 Harder Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 13232 Harder Rd, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Square Footage	720 sqft Living Area
Lot Size	45,738 sqft (1.05 acres)
Occupancy	Owner Occupied
Tax Bill	$402.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`004-034-015-00`

Interior

Full Baths	1 Baths
Building Area	720 sqft Living Area
1st Floor	720 sqft 1st Floor
Basement Area	720 sqft Basement
Unfinished Basement	720 sqft Unfinished
Stories	2 Stories

Exterior

Lot Area	45,738 sqft (1.05 acres)
Depth X Width	240 ft x 190 ft Depth x Width
Total Buildings	2 Total Buildings

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	13232 HARDER RD
City	THREE RIVERS
State	MI
Zip	49093-9279
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM INT C/L HARDER RD & C/L KRULL RD SEC 34 T6S R12W TH W ALG C/L HARDER RD 12 RDS TH N 14 RDS TH ELY 12 RDS TO C/L KRULL RD
Legal Range	12W
Legal Township	06S
Legal Section	34
Jurisdiction	ST JOSEPH MI
Minor Civil Division	FABIUS
Census Blockgroup	3
Census Block	3027
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-034-015-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13232 HARDER RD, THREE RIVERS, MI 49093-9279
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2009
Deed Sale	Oct 07, 2009
Prior Sale	Jun 09, 2005 · Amount on Record
Deed Book / Page	1550 / 222
Prior Transfer Date	Jul 20, 2009
Prior Transfer Doc	1550/0222
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,900 (+13.01%)	$133,800 (+13.01%)
2025	$402.00 Homeowner's exemption	$59,200 Land $12,300 Building $46,900	$118,400 Land $24,600 Building $93,800

Flood & Wildfire

13232 Harder Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.