1316 Osage Meadows Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1316 Osage Meadows Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2023)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A870003981`

Property Details

APN / Parcel Number

Primary APN	`A870003981`
Alternative APN	`4-0022-6149-00-0346.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	460 sqft
Unfinished Basement	380 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870003981
Street Address	1316 OSAGE MEADOWS DR
City	O FALLON
State	MO
Zip	63366-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #5 LOT 346
Legal Subdivision	OSAGE MEADOWS #5
Legal Lot Number	346
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4020
Census Tract	311907

Owner

1316 Osage Meadows Dr is owned and occupied by two individuals who bought it in November 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 18, 2023	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
May 18, 2023	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Apr 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 8, 2022	Beneficiary Deed, Transfer NOT AVAILABLE, SPRUCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	May 18, 2023 · Amount on File
Deed Document Number	202348284
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000020241
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 27, 2023
Property Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000048284
Map Reference	MB 26 PG 81
Instrument Date	Nov 21, 2023
Instrument	2023R-048284
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7508 DELMAR BLVD, SAINT LOUIS, MO 63130-3929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Mortgage

Document Number	0000048285
Date	Nov 27, 2023
Instrument	2023R-048285

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2023
Property Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000018992
Map Reference	MB 26 PG 81
Instrument Date	May 16, 2023
Instrument	2023R-018992
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2023
Property Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000018993
Map Reference	MB 26 PG 81
Instrument Date	May 16, 2023
Instrument	2023R-018993
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 KEN DR, FENTON, MO 63026-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7508 DELMAR BLVD, SAINT LOUIS, MO 63130-3929

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 8, 2022
Property Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000020241
Map Reference	MB 26 PG 81
Instrument Date	Dec 1, 2021
Instrument	2022R-020241
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, SPRUCE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Mortgage

Document Number	0000020243
Date	Apr 8, 2022
Instrument	2022R-020243

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 8, 2022
Property Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000020242
Map Reference	MB 26 PG 81
Instrument Date	Dec 1, 2021
Instrument	2022R-020242
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Osage Meadows Dr was $2,931, up 19% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,706 (-)	$224,768 (-) Land $45,000 Building $179,768
2025	$2,931.00 (+18.95%)	$42,706	$224,768 Land $45,000 Building $179,768
2024	$2,464.00
2023		$34,785 (+19.93%)
2022	$2,213.00	$29,004	$183,080 (+19.93%) Land $45,000 Building $138,080
2021			$152,653 Land $35,000 Building $117,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 Osage Meadows Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1316 Osage Meadows Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Osage Meadows Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures