1308 Osage Meadows Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1308 Osage Meadows Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,838 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,105 (Apr 2022)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870003983`

Property Details

APN / Parcel Number

Primary APN	`A870003983`
Alternative APN	`4-0022-6149-00-0348.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,091 sqft
Basement Area	1,067 sqft
Finished Basement	747 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	A870003983
Street Address	1308 OSAGE MEADOWS DR
City	O FALLON
State	MO
Zip	63366-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #5 LOT 348
Legal Subdivision	OSAGE MEADOWS #5
Legal Lot Number	348
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4020
Census Tract	311907

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Apr 15, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 30, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jan 5, 2009 · Amount on Record
Deed Document Number	202221842
Prior Transfer Date	Apr 27, 2021
Prior Transfer Doc	0000038283
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Mortgage

Document Number	0000077694
Date	Sep 16, 2021
Instrument	2021R-077694

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 15, 2022
Property Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000021842
Map Reference	MB 26 PG 81
Instrument Date	Apr 14, 2022
Instrument	2022R-021842
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Mortgage

Document Number	0000021843
Date	Apr 15, 2022
Instrument	2022R-021843

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 30, 2021
Property Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0000038283
Map Reference	MB 26 PG 81
Instrument Date	Apr 27, 2021
Instrument	2021R-038283
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 WINTER PARK DR, O FALLON, MO 63366-5533

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,637 (-)	$250,723 (-) Land $45,000 Building $205,723
2025	$3,265.00	$47,637 (+5.78%)	$250,723 (+5.78%) Land $45,000 Building $205,723
2023		$45,033
2022			$237,018 Land $45,000 Building $192,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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