1320 Osage Meadows Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1320 Osage Meadows Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,392 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Jan 2014)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870003980`

Property Details

APN / Parcel Number

Primary APN	`A870003980`
Alternative APN	`4-0022-6149-00-0345.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	528 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870003980
Street Address	1320 OSAGE MEADOWS DR
City	O FALLON
State	MO
Zip	63366-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #5 LOT 345
Legal Subdivision	OSAGE MEADOWS #5
Legal Lot Number	345
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4020
Census Tract	311907

Owner

1320 Osage Meadows Dr is owned and occupied by an individual who bought it in January 2014.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Dec 26, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2014 · Amount on File
Deed Sale	Jan 13, 2014 · Amount on File
Prior Sale	Aug 22, 2013 · Amount on File
Deed Document Number	201419320
Deed Book / Page	6142 / 1140
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1320 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	TRI CITY TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 OSAGE MEADOWS DR, O FALLON, MO 63366-3764

Mortgage

Document Number	0000011575
Date	Feb 28, 2022
Instrument	2022R-011575

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1320 OSAGE MEADOWS DR, O FALLON, MO 63366-3764
Document Number	0070210548
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 OSAGE MEADOWS DR O FALLON MO 633663764, O FALLON, MO 63366-3764

Mortgage

Document Number	0070210548
Date	Jan 2, 2019
Book Page	007021/000548
Instrument	1000

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Osage Meadows Dr was $2,667.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,796 (-)	$204,192 (-) Land $45,000 Building $159,192
2025	$2,667.00	$38,796	$204,192 Land $45,000 Building $159,192
2023		$36,404
2022			$191,602 Land $45,000 Building $146,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Osage Meadows Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 Osage Meadows Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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