1316 E Main St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1316 E Main St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1993
Lot Size0.151 acres (6,592 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Aug 2026)
Tax Bill$2,080 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN57 1 89-4

Property Details

APN / Parcel Number

Primary APN57 1 89-4
Alternative APN
  • 451542

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area1,004 sqft
Basement Area480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,592 sqft (0.151 acres)
PorchSlab
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number451542
Street Address1316 E MAIN ST
CityWAYNESBORO
StateVA
Zip22980-5831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal DescriptionBLOCK 89 LOTS 4,5 & PARCEL B BCMM&L 1316 E MAIN ST
Legal SubdivisionBCMM&L
Legal Block89
Legal Lot Number4-5
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group1
Census Block1013
Census Tract3200

Owner

Source: Waynesboro City records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1316 E MAIN ST, WAYNESBORO, VA 22980-5831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed, Transfer · Conventional Mortgage
MERCHANTS BANK
Nov 23, 2020Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Deed Document Number20262103
Prior Transfer DateNov 13, 2020
Prior Transfer Doc0000003199
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionWAYNESBORO CITY VA
Recording DateAug 24, 2026
Property Address1316 E MAIN ST, WAYNESBORO, VA 22980-5831
Document Number0000002103
Instrument DateAug 11, 2026
Instrument20262103
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyWESTCOR LAND TITLE, WESTCOR LAND TITLE INSURANCE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,725.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 E MAIN ST, WAYNESBORO, VA 22980-5831

Mortgage

Document Number0000002104,
DateAug 24, 2026
Instrument20262104
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.89%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWAYNESBORO CITY VA
Recording DateNov 23, 2020
Property Address1316 E MAIN ST, WAYNESBORO, VA 22980-5831
Document Number200003199
Instrument DateNov 13, 2020
Instrument200003199
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 MONTE VISTA AVE, CHARLOTTESVILLE, VA 22903-4120

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,080.00 (+6.12%)$239,100 (-) Land $53,500 Building $185,600$239,100 (-) Land $53,500 Building $185,600
2025$1,960.00 (+25.64%)$239,100 (+18.02%) Land $53,500 Building $185,600$239,100 (+18.02%) Land $53,500 Building $185,600
2023$1,560.00$202,600 Land $45,000 Building $157,600$202,600 Land $45,000 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims16 (1992–2003)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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