1228 E Main St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1228 E Main St, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1933
Lot Size	0.116 acres (5,067 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Jul 2012)
Tax Bill	$1,614 (2026)
Deeds & Mortgages	Dec 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57 4 71-B`

Property Details

APN / Parcel Number

Primary APN	`57 4 71-B`
Alternative APN	`39221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	643 sqft
Unfinished Basement	643 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,067 sqft (0.116 acres)
Terrain	Below Road/Slope
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39221
Street Address	1228 E MAIN ST
City	WAYNESBORO
State	VA
Zip	22980-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L-B
Legal Description	BLOCK 71 PARCEL B & SUBDIVISION OF LOT 6 BCMM&L
Legal Block	71
Legal Lot Number	6
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	1
Census Block	1001
Census Tract	3200

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1228 E MAIN ST, WAYNESBORO, VA 22980-5829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2012 · Amount on Record
Deed Sale	Jul 10, 2012 · Amount on Record
Deed Book / Page	1200 / 1750
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	1228 E MAIN ST, WAYNESBORO, VA 22980-5829
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003817
Date	Dec 21, 2021
Instrument	210003817

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,614.00 (+39.02%)	$185,600 (+23%) Land $25,000 Building $160,600	$185,600 (+23%) Land $25,000 Building $160,600
2023	$1,161.00	$150,900 Land $23,500 Building $127,400	$150,900 Land $23,500 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	16 (1992–2003)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20