1301 E Main St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1301 E Main St, Waynesboro, VA 22980

Property Summary

Property TypeCommercial
Details3 bd · 2 ba · 1,800 sqft · built 1943
Lot Size0.89 acres (38,768 sqft)
OwnerIndividual Name on Record
Last Sale$339,900 (Apr 2026)
Tax Bill$1,318 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN57 2-7

Property Details

APN / Parcel Number

Primary APN57 2-7
Alternative APN
  • 56329

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,800 sqft Total Area
1st Floor Area1,800 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area38,768 sqft (0.89 acres)
PorchPorch
Shed1 Shed
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number56329
Street Address1301 E MAIN ST
CityWAYNESBORO
StateVA
Zip22980-5830
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeL-B
Legal Description1.076 ACRES ON E MAIN ST SMALL ACREAGE
Legal SubdivisionSMALL ACREAGE
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group1
Census Block1000
Census Tract3200

Owner

Source: Waynesboro City records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1301 E MAIN ST, WAYNESBORO, VA 22980-5830
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS
Sep 4, 2025Deed, Transfer · Unknown
JAY MERGLER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleSep 4, 2025 · Amount on Record
Deed Document Number2026923
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWAYNESBORO CITY VA
Recording DateApr 21, 2026
Property Address1301 E MAIN ST, WAYNESBORO, VA 22980-5830
Document Number0000000923
Instrument DateApr 17, 2026
Instrument2026.923
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$34,329.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 E MAIN ST, WAYNESBORO, VA 22980-5830

Mortgage

Document Number0000000924,
DateApr 21, 2026
Instrument2026..924
Lender
NameEMBRACE HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000000925,
DateApr 21, 2026
Instrument2026.925
Lender
NameEMBRACE HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionWAYNESBORO CITY VA
Recording DateSep 4, 2025
Property Address1301 E MAIN ST, WAYNESBORO, VA 22980-5830
Document Number0250002083
Instrument DateAug 29, 2025
Instrument250002083
Transaction TypeTransfer
Record UpdatedOct 9, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1605, WAYNESBORO, VA 22980-1443
InvestorPossibly a Property Investor

Mortgage

Document Number0250002085
DateSep 4, 2025
Instrument250002085
Lender
NameJAY MERGLER
TypePrivate Party
Agreement
TypeUnknown
AmountAmount Recorded

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of September 3, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,318.00 (+16.12%)$160,800 (+9.02%) Land $133,600 Building $27,200$160,800 (+9.02%) Land $133,600 Building $27,200
2023$1,135.00$147,500 Land $124,500 Building $23,000$147,500 Land $124,500 Building $23,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims16 (1992–2003)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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