1316 25th St, Rockford, IL 61108 Property Records

Winnebago County property record for 1316 25th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,299 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2026)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174C253`

Property Details

APN / Parcel Number

Primary APN	`174C253`
Alternative APN	`1230381004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	889 sqft
Basement Area	889 sqft
Finished Basement	410 sqft
Unfinished Basement	479 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1316 25TH ST
City	ROCKFORD
State	IL
Zip	61108-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W T ROBERTSONS SUBD PT STOCKHOLM PK SUB PT SW1/4 SEC 30-44-2 LOT 025 BLOCK 07
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	W T ROBERTSONS SUBD
Legal Block	07
Legal Lot Number	025
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4010
Census Tract	1500

Owner

1316 25th St is owned and occupied by an individual who bought it in April 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1316 25TH ST, ROCKFORD, IL 61108-3623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2020	Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Feb 18, 2020 · Amount on File
Deed Document Number	20268651
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 10, 2026
Property Address	1316 25TH ST, ROCKFORD, IL 61108-3623
Document Number	0000008651
Instrument Date	Apr 2, 2026
Instrument	2026.8651
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$21,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 25TH ST, ROCKFORD, IL 61108-3623

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 18, 2020
Property Address	1316 25TH ST, ROCKFORD, IL 61108-3623
Document Number	0001004617
Instrument Date	Feb 14, 2020
Instrument	1004617
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 25TH ST ROCKFORD IL 611083623, ROCKFORD, IL 61108-3623

Mortgage

Document Number	1004618
Date	Feb 18, 2020
Instrument	1004618

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Interest

Rate	4.25%

Mortgage

Document Number	1004619,
Date	Feb 18, 2020
Instrument	1004619

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1316 25th St was $2,078, up 9.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (+9.71%) Homeowner's exemption Senior Citizen's exemption	$34,539 (+11.43%) Land $5,680 Building $28,859	$103,617 (+11.43%) Land $17,040 Building $86,577
2024	$1,894.00	$30,996 Land $5,097 Building $25,899	$92,988 Land $15,291 Building $77,697
2022	Homeowner's exemption	$24,429 Land $4,017 Building $20,412	$73,287 Land $12,051 Building $61,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 25th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1316 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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