1307 25th St, Rockford, IL 61108 Property Records

Winnebago County property record for 1307 25th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,046 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$98,500 (Aug 2023)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`174C290`

Property Details

APN / Parcel Number

Primary APN	`174C290`
Alternative APN	`1230380015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	286 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1307 25TH ST
City	ROCKFORD
State	IL
Zip	61108-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JOHNSON + RICHS RE-SUB BLK 6 STOCKHOLMPARK W22FT LOT 15 + ALL LOT 016 BLOCK6
Legal Subdivision	JOHNSON + RICHS RE-SUB
Legal Block	6
Legal Lot Number	15-16
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4021
Census Tract	1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1307 25TH ST, ROCKFORD, IL 61108-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CU
Jul 19, 2022	Warranty Deed, Transfer · FHA Mortgage BARRINGTON BANK & TRUST CO NA
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Oct 3, 2019	Grant Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	202318445
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 14, 2023
Property Address	1307 25TH ST, ROCKFORD, IL 61108-3622
Document Number	0000018445
Map Reference	BK6 PG9
Instrument Date	Aug 8, 2023
Instrument	2318445
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 25TH ST, ROCKFORD, IL 61108-3622

Mortgage

Document Number	0000018446
Date	Aug 14, 2023
Instrument	2318446

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 19, 2022
Property Address	1307 25TH ST, ROCKFORD, IL 61108-3622
Document Number	0000022363
Map Reference	BK6 PG9
Instrument Date	Jul 15, 2022
Instrument	2222363
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 25TH ST, ROCKFORD, IL 61108-3622

Mortgage

Document Number	0000022364
Date	Jul 19, 2022
Instrument	2222364

Lender

Name	BARRINGTON BANK & TRUST CO NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.63%

Mortgage

Document Number	0000022365
Date	Jul 19, 2022
Instrument	2222365

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1307 25TH ST, ROCKFORD, IL 61108-3622
Document Number	0001034085
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2236 FOREST VIEW RD ROCKFORD IL 611087921, ROCKFORD, IL 61108-7921

Mortgage

Document Number	0001034085
Date	Nov 6, 2020
Instrument	1034085

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

Interest

Rate	2.93%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 3, 2019
Property Address	1307 25TH ST, ROCKFORD, IL 61108-3622
Document Number	0001033247
Instrument Date	Sep 27, 2019
Instrument	1033247
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12308 KINGS POINT DR LOVES PARK IL 611118961, LOVES PARK, IL 61111-8961

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,133.00	$30,167 (+41.39%) Land $5,678 Building $24,489	$90,501 (+41.39%) Land $17,034 Building $73,467
2022	Homeowner's exemption	$21,336 Land $4,016 Building $17,320	$64,008 Land $12,048 Building $51,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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