1308 25th St, Rockford, IL 61108 Property Records

Winnebago County property record for 1308 25th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$154,500 (Apr 2024)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174C255`

Property Details

APN / Parcel Number

Primary APN	`174C255`
Alternative APN	`1230381002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	174C255
Street Address	1308 25TH ST
City	ROCKFORD
State	IL
Zip	61108-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W T ROBERTSONS SUBD PT STOCKHOLM PK SUB PT SW1/4 SEC 30-44-2 LOT 027 BLOCK 07
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	W T ROBERTSONS SUBD
Legal Block	07
Legal Lot Number	027
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4010
Census Tract	1500

Owner

1308 25th St is owned by an individual who bought it in April 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6436 MUIRFIELD LN, ROCKFORD, IL 61114-7836
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Deed Document Number	20248378
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0001027152
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 16, 2024
Property Address	1308 25TH ST, ROCKFORD, IL 61108-3623
Document Number	0000008378
Map Reference	BK5 PG67
Instrument Date	Apr 12, 2024
Instrument	2408378
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6436 MUIRFIELD LN, ROCKFORD, IL 61114-7836

Mortgage

Document Number	0000008379
Date	Apr 16, 2024
Instrument	2408379

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1308 25TH ST, ROCKFORD, IL 61108-3623
Document Number	0001007168
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 25TH ST ROCKFORD IL 611083623, ROCKFORD, IL 61108-3623

Mortgage

Document Number	0001007168
Date	Mar 16, 2020
Instrument	1007168

Lender

Name	ILLINOIS BK&TR
Address	ROCKFORD, IL 61108-2043

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1308 25TH ST, ROCKFORD, IL 61108-3623
Document Number	0001010326
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 25TH ST ROCKFORD IL 611083623, ROCKFORD, IL 61108-3623

Mortgage

Document Number	0001010326
Date	Apr 13, 2018
Instrument	1010326

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, IL 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1308 25th St was $3,535.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,535.00	$40,048 Land $5,680 Building $34,368	$120,144 Land $17,040 Building $103,104
2022	Homeowner's exemption	$28,325 Land $4,017 Building $24,308	$84,975 Land $12,051 Building $72,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1308 25th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1308 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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