1316 10th St, Harvard, IL 60033 Property Records

McHenry County property record for 1316 10th St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Mar 2018)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-351-012`

Property Details

APN / Parcel Number

Primary APN	`01-26-351-012`

Exterior

Lot Area	10,910 sqft

Location & Zoning

Street Address	1316 10TH ST
City	HARVARD
State	IL
Zip	60033-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0007770 LT 5 BLK 2 JOHN K LUCAS SUB UNIT 1 ET AL: GONZALEZ, PERLA JUDITH
Legal Range	05E
Legal Township	46N
Legal Section	26
Legal Subdivision	JOHN K LUCAS
Legal Block	2
Legal Lot Number	5
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1039
Census Tract	870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 10TH ST, HARVARD, IL 60033-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Jul 21, 1999 · Amount on Record
Deed Document Number	2018R0007770
Record Updated	Jun 7, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 13, 2018
Property Address	1316 10TH ST, HARVARD, IL 60033-1600
Document Number	0000007770
Instrument Date	Mar 9, 2018
Instrument	7770
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1316 10TH ST HARVARD IL 600331600, HARVARD, IL 60033-1600

Mortgage

Document Number	7771
Date	Mar 13, 2018
Instrument	7771

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$48,799 Land $12,048 Building $36,751	$146,397 Land $36,144 Building $110,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20