McHenry County property record for 1308 10th St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.254 acres (11,107 sqft) |
| Owner | Owner Name on File |
| Last Sale | $130,000 (Sep 1999) |
| Deeds & Mortgages | Jan 2021 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-351-014 |
| Primary APN | 01-26-351-014 |
|---|
| Lot Area | 11,107 sqft |
|---|
| Street Address | 1308 10TH ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2010R0021551 LT 3 BLK 2 JOHN K LUCAS SUB UNIT 1 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 26 |
| Legal Subdivision | JOHN K LUCAS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 870301 |
The current owner of 1308 10th St acquired it in May 2010.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1308 10TH ST, HARVARD, IL 60033-1600 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE BANK |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI GREAT LAKES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 1999 · Amount on File |
| Deed Sale | Sep 16, 1999 · Amount on File |
| Prior Sale | Sep 16, 1999 · Amount on File |
| Deed Document Number | 0000064976 |
| Deed Book / Page | 0126 |
| Last Transfer Date | May 17, 2010 |
| Transfer Doc | 0000021551 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1308 10TH ST, HARVARD, IL 60033-1600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000003713 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021R0003713 |
| Name | ILLINOIS STATE BANK |
|---|---|
| Type | Bank |
| Address | LAKE IN THE HILLS, IL 60156 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1308 10TH ST, HARVARD, IL 60033-1600 |
| Document Number | 0000017499 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1308 10TH ST HARVARD IL 600331600, HARVARD, IL 60033-1600 |
| Document Number | 0000017499 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 17499 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60064 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $53,473 Land $12,048 Building $41,425 | $160,419 Land $36,144 Building $124,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1308 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1308 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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