McHenry County property record for 1309 10th St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.213 acres (9,299 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-352-014 |
| Primary APN | 01-26-352-014 |
|---|
| Lot Area | 9,299 sqft |
|---|
| Street Address | 1309 10TH ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0007232 LT 30 BLK 3 JOHN K LUCAS SUB UNIT 1 MEMO: GRANADOS, FRANCISCO G/ RUFINA G/ MARGARET |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 26 |
| Legal Subdivision | JOHN K LUCAS |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 870301 |
1309 10th St is owned and occupied by two individuals who acquired it in March 2019.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1309 10TH ST, HARVARD, IL 60033-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Nov 5, 1993 · Amount on File |
| Last Transfer Date | Mar 19, 2019 |
| Transfer Doc | 0000007232 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 19, 2019 |
| Property Address | 1309 10TH ST, HARVARD, IL 60033-3600 |
| Document Number | 0000007232 |
| Map Reference | DOC 90R29721 |
| Instrument Date | Feb 23, 2019 |
| Instrument | 2019R0007232 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 10TH ST, HARVARD, IL 60033-3600 |
| Document Number | 0000007233 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019R0007233 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2039 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $50,107 Land $12,048 Building $38,059 | $150,321 Land $36,144 Building $114,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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