1315 Spool Wheel Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 1315 Spool Wheel Rd, Gilbert, SC 29054

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,153 sqft · built 2006
Lot Size6.96 acres (303,178 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Aug 2024)
Tax Bill$1,163 (2024)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN004100-05-026

Property Details

APN / Parcel Number

Primary APN004100-05-026
Alternative APN
  • 0410005026

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,153 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Lot Area303,178 sqft (6.96 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1315 SPOOL WHEEL RD
CityGILBERT
StateSC
Zip29054-8945
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRD
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1017
Census Tract21310

Owner

Source: Lexington County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Deed of Trust, Mortgage · VA Mortgage
BARRETT FINANCIAL GROUP LLC
Apr 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number202431521
Deed Book / Page21122 / 3693
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1315 SPOOL WHEEL RD, GILBERT, SC 29054-8945
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 SPOOL WHEEL RD, GILBERT, SC 29054-8945

Mortgage

Document Number2119904680
DateJan 7, 2026
Book Page21199/4680
Instrument2026000697
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
AddressCHANDLER, AZ 85286
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term312 Months
DueJan 1, 2052

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1315 SPOOL WHEEL RD, GILBERT, SC 29054-8945
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 SPOOL WHEEL RD, GILBERT, SC 29054-8945

Mortgage

Document Number2109905781
DateApr 1, 2024
Book Page21099/5781
Instrument2024011034
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,163.00 (+4.4%)$7,731 (-) Land $711 Building $7,020$293,798 (-) Land $118,300 Building $175,498
2023$1,114.00$7,731 Land $711 Building $7,020$293,798 Land $118,300 Building $175,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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