990 Spool Wheel Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 990 Spool Wheel Rd, Gilbert, SC 29054

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 4,798 sqft · built 2004
Lot Size	41.3 acres (1,802,948 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Jun 2020)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004000-03-100`

Property Details

APN / Parcel Number

Primary APN	`004000-03-100`
Alternative APN	`0400003100`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,798 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	1,802,948 sqft (41.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	990 SPOOL WHEEL RD
City	GILBERT
State	SC
Zip	29054-8885
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD
Legal Description	MARK H MONTS SD TRACT B, C & OTHERS
Legal Subdivision	MARK H MONTS SD
Legal Tract	B
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1023
Census Tract	21310

Owner

Source: Lexington County records · APN 004000-03-100

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Jun 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Nov 05, 2021	Intrafamily Transfer, Transfer
Jul 01, 2021	Intrafamily Transfer, Transfer
Jul 01, 2021	Intrafamily Transfer, Transfer
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	May 05, 2020 · Amount on Record
Deed Document Number	202026224
Deed Book / Page	20877 / 5232
Last Transfer Date	Nov 02, 2021
Transfer Doc	2097601602
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	May 26, 2026
Property Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Document Number	0000021294
Book / Page	21223 / 4460
Instrument Date	May 26, 2026
Instrument	202621294
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885

Mortgage

Document Number	0000021294,
Date	May 26, 2026
Book Page	21223/4460
Instrument	202621294

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 03, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2094701245
Date	Jun 15, 2021
Book Page	20947/1245
Instrument	2021032440

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2046

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Nov 05, 2021
Property Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Document Number	2097601602
Book / Page	20976 / 1602
Map Reference	SL 732 PG 1
Instrument Date	Nov 02, 2021
Instrument	2021060310
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Jul 01, 2021
Property Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Document Number	2095005026
Book / Page	20950 / 5026
Map Reference	CAB 513 PG 1
Instrument Date	Jun 30, 2021
Instrument	2021035805
Transaction Type	Transfer
Record Updated	Nov 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Jul 01, 2021
Property Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Document Number	2095005030
Book / Page	20950 / 5030
Map Reference	CAB 513 PG 1
Instrument Date	Jun 01, 2021
Instrument	2021035806
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	990 SPOOL WHEEL RD, GILBERT, SC 29054-8885
Document Number	1908800222
Book / Page	019088 / 000222
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	May 02, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1908800222
Date	Mar 24, 2017
Book Page	019088/000222
Instrument	13734

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 23, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+11.3%)	$13,145 (-) Land $373 Building $12,772
2024	$2,035.00 (+4.25%)	$13,145 (-0.57%) Land $373 Building $12,772	$553,458 (+45.61%) Land $234,164 Building $319,294
2023	$1,952.00	$13,220 Land $448 Building $12,772	$380,094 Land $60,800 Building $319,294

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lexington County (45063C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450630213101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

May also be available: Verizon.

Based on FCC filings for 21 locations within half a mile of this property.

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