1020 Spool Wheel Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 1020 Spool Wheel Rd, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,518 sqft · built 2019
Lot Size3.48 acres (151,589 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Mar 2017)
Tax Bill$1,814 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN004000-03-156

Property Details

APN / Parcel Number

Primary APN004000-03-156

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,518 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area151,589 sqft (3.48 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1020 SPOOL WHEEL RD
CityGILBERT
StateSC
Zip29054-8886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1036
Census Tract21310

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 WINDSOR TRACE DR, COLUMBIA, SC 29209-2588
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MORTGAGE CO
Jun 6, 2019Deed of Trust, Mortgage · Line of Credit
SOUTHERN FIRST BK NA
Mar 24, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2017 · Amount on Record
Deed SaleMar 24, 2017 · Amount on Record
Deed Document Number201713805
Deed Book / Page19089 / 230
Prior Transfer DateMay 22, 2009
Prior Transfer Doc1362000012
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1020 SPOOL WHEEL RD, GILBERT, SC 29054-8886
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2087201645
DateMay 21, 2020
Book Page20872/1645
Instrument2020020738
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Address68083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1020 SPOOL WHEEL RD, GILBERT, SC 29054-8886
Document Number2082001183
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJul 1, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 SPOOL WHEEL RD GILBERT SC 290548886, GILBERT, SC 29054-8886

Mortgage

Document Number2082001183
DateJun 7, 2019
Book Page020820/001183
Instrument24794
Lender
NameSOUTHERN FIRST BK NA
TypeBank
AddressCAYCE, SC 29033
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2049
Interest
Rate TypeAdjustable Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEXINGTON SC
Recording DateMar 24, 2017
Property Address1020 SPOOL WHEEL RD, GILBERT, SC 29054-8886
Document Number1908900230
Book / Page019089 / 000230
Instrument DateMar 23, 2017
Instrument13805
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

AmountAmount Recorded
Tax$222.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address221 WINDSOR TRACE DR COLUMBIA SC 292092588, COLUMBIA, SC 29209-2588

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,814.00 (+9.21%)$11,130 (-) Land $2,768 Building $8,362
2024$1,661.00 (+4.4%)$11,130 (-) Land $2,768 Building $8,362$278,252 (-) Land $69,202 Building $209,050
2023$1,591.00$11,130 Land $2,768 Building $8,362$278,252 Land $69,202 Building $209,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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